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Need Tips

tag
Anonymous
Not applicable

Need Tips

Hello Everyone,
I was wondering about my approval chances for Chase Sapphire Or Chase Freedom Unlimited.

My Scores are (according to credit karma)

733 TU and 733 EQ

My income is around 20k , I'm still in college.

Current Cards : Citi TYP ($2300) increased yesterday by $1300 .
American Express Blue Cash: $2000 increased by $1000 yesterday
Capital One Journey ($500) Smiley Sad
And Discover it ($1250 ) auto CLI this month from $1000 to $1250.
What are my chances for Chase cards as I am under the 5/24 rule.
Message 1 of 4
3 REPLIES 3
Dhani76
New Contributor

Re: Need Tips

Did you try their pre-qualify site?
Starting Score: 621
Current Score: TU 685 EQ 687 EXP 699
Goal Score: 700


Take the myFICO Fitness Challenge
Message 2 of 4
Shogun
Moderator Emeritus

Re: Need Tips

Freedom?  Maybe.  I think your chances would be better with the Freedom card.  Income is low and seeing as you are still in college, I'm guessing your AAoA isn't that high.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 3 of 4
Anonymous
Not applicable

Re: Need Tips

Thanks for the reply ,

I tried the pre-qualify. It didn't give me any offers but I've herd people getting approved even without that. My Oldest card is 1 years old literally. Apparently credit karma thinks I've a "very good" chance of getting approved. I just want to add the freedom unlimited , the Other one is out of reach for now.
Message 4 of 4
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