First , if you are going to apply for cards that are known to pull Experian, do not have your Ex locked. The process of not allowing a creditor access to a certain Credit Bureau so as to force another CB being pulled is not condoned here and is against forum TOS.
That being said, you can always try researching which cards typically pull TU here or by visiting the credit pull database which has some info based on state etc.
Known TU pullers here, though there can be some exceptions are Barclays and Synchrony . Boa has also be known to pull TU. Good luck
That being said, you can always try researching which cards typically pull TU here or by visiting the credit pull database which has some info based on state etc.
Known TU pullers here, though there can be some exceptions are Barclays and Synchrony . Boa has also be known to pull TU. Good luck
Good advice on the unlocking part. I keep mine locked or froze unless I need to apply then you do need to unlock them .sometimes guessing theyll pull one as they are known to do, they c asn often times throw a curveball ame pull a different one. Thanks Boa
@Anonymous wrote:
Hi guys!! I'm new here & just started my credit repair journey in February. Started out with a 520 score with tons of collections. Today my scores are Trans 683..EQ 625...EX 616. Not sure why there's such a difference between them. I have 2 student loans which is still in defferrment but I'm making payments. 2 paid collections & Cap 1 & Discover it secured card. Since my score has increased I'm looking for a new card. BUT EVERYTIME I apply my Experian report is attempted to be accessed but I have it locked. Applied for Chase Freedom & VS card. ( both tried only pulling Experian) Since that is my lowest score & already has 3 inquiries on it, I don't want it pulled. Please any advice on who may pull Transunion instead? I have have 1 inquiry with Trans. Thanks!!
TU=Barclays, Synchrony
EQ=Discover
