@joedtx wrote:
@Anonymous wrote:
@joedtx wrote:
@Anonymous wrote:
@baller4life wrote:
Lil soon Nixon. I got my 2nd card 9 months after 1st. They like to get to know you first.Maybe....
Have to agree w/Baller didn't realize you didn't have a card that long so really it wasn't about your profile so you'll get it soon enough.
I'm going to keep appealing the decision. They won't get another HP out of me until i'm ready to refi our other auto loan or a mortgage.
Well just remember as one hard pull goes on the file another comes off eventually so it will even out at some point.
....Yes..
Eventually. 
I got my second NFCU card about a year after the first. They also gave me my highest limit to date and a 15k LOC+22K Auto loan . I applied earlier but was declined initially. I definitely recommend you wait. After a good relationship is built with NFCU, they pretty much give you whatever you ask.
”Breathing new life into a dead credit file”
I received my second NFCU CC approval two days after my first approval. I received my third card four months after my initial two cards,
@cem13 wrote:I received my first card, cashRewards for $5K SL in DEC2013. I followed the "Official NFCU Guide" and hit the luv button 6 months later for $25K. (JUL2014). Last week I called and asked to take $5K from cashRewards to open Platinum MC and they were happy to do this.
Yesterday I hit the luv button for the cashRewards for $25k and they countered with $22K. I will hit the luv button 3 full cycles on the MC per the "Official Guide". My goal is to have both at $25K in 6 months.
Great job Cem13! I deviated from the NFCU guide but of course had all 3 cards hit $25k before the six months time frame. BUT it did cause me an extra two HP's from NFCU doing it my way. NFCU is great to work with and if your credit history is clean it's that much easier and they have been great for members who have been rebuilding here on the forums.