I am helping a young man and heres some back story ... Just started working for company full time, was 90 through temp service and now hired in . He has NFCU cking and savings. I added him AU on my 2 cap one cards to get a credit history and finally be able to generate a score and pull reports through credit karma ( I just wanted to see if there was neg that needed fixed) He has 1 inquiry from 2014. perfect credit history on my 2 cards his is AU on. How long before I have him try for a NFCU cash rewards credit card?
From MI.
12/4/12 TU 589 MyFico ~EQ 579 MyFico ~EX 577(Fako)
Myfico 8 scores
6/12/20 TU 803 ~ EQ 814~ Ex 784
My Wallet: Cap1 3,500K ~FH 2950~Credit One 1750~Credit one #2 1250~Orchard Bank 400 ~NFCU nRewards 18,000~NFCU Cash Rewards 18,500 ~Care Credit 12000~Discover 6000~Lowes 5450~ Amex 5400.00 ~ Harvest King 8000 ~ Langley~Penfed~Service CRU~red stone cru~
UTL 17%
