@Creditaddict wrote:
1. I don't know what lender doesn't consider a store card.. it's a revolving credit line that is very much calculated into your credit accounts and score.
however, unless you shop at one place a bunch or are looking at a gas card that gets you better rewards than say your discover and chase rotating 5% i don't know that you need one.
2. I would apply for the amex now!
I should have been clearer by stating on manual revienw. Chase did not factor Comenity cards when I reconned, and I have read similar posts by others.