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New Accounts Question

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SouthJamaica
Mega Contributor

Re: New Accounts Question


@william23 wrote:

Hello All!

 

In the last 5 months I was able to get the following cards:

 

Cash Forward - 2k

Venture 5k now 8k after CLI.

Disney Chase Visa - 500 now 1k after CLI

JetBlue Plus - 11k now 16k

Amex BCP - 2k

Blispay - 7k

Us Bank Visa Cash Back - 1k

 

I am done for a while however, the last card I want is the Citi thank you card. How long should I wait before giving it a shot! I don't want to get an Adverse Action letter for seeking out credit but I really really want the card.

 

Scores: Equifax 767

               Transunion 762

               Experian 740

               Utilitization 4%

 


If you're concerned about adverse action, then you should probably wait at least 3-6 months.


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 11 of 15
Anonymous
Not applicable

Re: New Accounts Question

Idk that 3-6 months will prevent AA but waiting may be best for approval odds. Perhaps longer, though.
Message 12 of 15
william23
Regular Contributor

Re: New Accounts Question


@Anonymous wrote:
Idk that 3-6 months will prevent AA but waiting may be best for approval odds. Perhaps longer, though.


Well to my surprise I just received this!!!! I am done until 2018! 

 

image.png

Message 13 of 15
Anonymous
Not applicable

Re: New Accounts Question

Wow good job buddy. Garden and grow! That's so awesome I am glad you went for it. Good work
Message 14 of 15
william23
Regular Contributor

Re: New Accounts Question


@Anonymous wrote:
Wow good job buddy. Garden and grow! That's so awesome I am glad you went for it. Good work

Thank you man!!!! I appreciate your help!!! Super excited. I will close capital one and I am good to go!

Message 15 of 15
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