I came across the ring card from Barclays and felt interested to apply, I have had a few recent new accounts 1 Amex bce 1 chase csp and 1 discover. I did hard hit my experian twice for a higher Cl with chase and the discover hit my transunion for a total of 2 inquiries I have a car inquiry from oct 2013 that they don't seem to show anymore either. My understanding is Barclays generally pulls TU. My utilization on trans Union is 26% per credit karma but I did pay a few cards in full since then. (3) so utilization should be a lot lower now. Do yall think approval odds are good? Also I don't want to freak Amex discover and chase out and get AA. Opinions? Odds of Barclays approval? I take ck good approval odds with a grain of salt but from a long term carry debt card the ring @ 8% interest seems amazing. Thoughts?
