Can't go through with prg app

[zerbherb]

I am not in the mood for another decline. Your thoughts should i wait till june and app for freedom?

[Anonymous]

how is your credit profile looking.?

if you are already in doubt then wait 

[Anonymous]

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@zerbherb wrote:

I am not in the mood for another decline. Your thoughts should i wait till june and app for freedom?

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July.

[zerbherb]

Was that a july 4th reference or should i actually want until july. HA.

[zerbherb]

Great besides my crappy au. That was good to get me started but now is only hurting me.

[joedtx]

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@zerbherb wrote:

Great besides my crappy au. That was good to get me started but now is only hurting me.

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Your scores seem more than adequate. What's your main concern?

[zerbherb]

the authizred card have. with 1300 out of 2300 utilized.

[Anonymous]

Remove AU card from reports then.

[joedtx]

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@zerbherb wrote:

the authizred card have. with 1300 out of 2300 utilized.

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okay let's take a different perspective you said you had a concern about not getting another decline can you share some information regarding that? Also how long have you had these accounts ?

[zerbherb]

the two declines from last month that i shouldn't have went for yet. Unrealistic second card. double pull citi and single from barclays, went for double cash and giants nfl. I am pretty sure thats my only red flag if even right now. my aaoa is 3 years including the crappy au card which i decided to sock drawer, for a while.