Newbie Needs Advice

[Anonymous]

Did you app yet?

(Note: The above is neither a recommendation nor a solicitation of an application of the credit card being discussed herein. An application should only be made after thoroughly reviewing the material, both benefits and terms of service, provided by the credit card issuing entity. You should read the provided material carefully in order to understand fully all of the implications and risks of the offering of the credit card to which it relates. The achievement of any or all goals is not guaranteed. There is no assurance that the value or benefits of the credit card will be sufficient to justify the application for same. It is just a question.)

[Anonymous]

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@Anonymous wrote:

Did you app yet?

(Note: The above is neither a recommendation nor a solicitation of an application of the credit card being discussed herein. An application should only be made after thoroughly reviewing the material, both benefits and terms of service, provided by the credit card issuing entity. You should read the provided material carefully in order to understand fully all of the implications and risks of the offering of the credit card to which it relates. The achievement of any or all goals is not guaranteed. There is no assurance that the value or benefits of the credit card will be sufficient to justify the application for same. It is just a question.)

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A+ disclaimer

[Anonymous]

I have not apped yet!  I was waiting till my break at work.

Quick update, I decided to go ahead and get my actual scores...

Equifax: 738
TransUnion: 667

Experian: 668

Will update on the app results. Hopefully I'm not aiming too high since the other two are not really 680 like I had thought.

[Anonymous]

Got a declined message for the Cap1 Quicksilver. Super frustrating since I got the Congrats message on the prequal and I already have a card (and perfect payment history) with them. I called the automated system to see if it would give a reason, and it said it was being reviewed still. Don't know if I should call and speak to someone or just wait for the letter

Chase says its needs further review for the Freedom and they'll send a letter. Called the automated system and it said 7-10 days. So not feeling to confident on that one either. Ugh.

EDIT: Alright guys. I'm embarrassed to post this. I was considering trying to apply for the Venture when I realized I had put in my monthly income, instead of my yearly income on my Quicksilver app. I know, I know. So I reapplied for the Quicksilver because I knew that had to be the reason for the denial and was instantly approved! $3k credit limit. Hopefully, they don't revoke it for my being an idiot.

EDIT#2: Is it preferable to keep editing or double post?? This day really turned around. Approved for Discover It card $6k limit. Even if I'm declined on the Chase, because I really can't remember what I put for my income on that one, I'm pretty pleased with the results.