No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I have one card ive had for a little over a year. I want to apply for a cli (its at 2k)
I would love to have a second card as well.
Would applyibg for one before the other benefit me somehow? If so, which way is best? Cli first or new card first?
If you apply for a new card first, there's a good chance they'll decline the CLI because of hitting their maximum unsecured limit.
What you should do is request your CLI (up to 3X your current limit), wait for the approval, and then apply for the second card.
Chicken or the egg lol
I did new card first and then CLI. + CLOC twas a good time lol
@Anonymous wrote:If you apply for a new card first, there's a good chance they'll decline the CLI because of hitting their maximum unsecured limit.
What you should do is request your CLI (up to 3X your current limit), wait for the approval, and then apply for the second card.
Whut @Anonymous Said!
@AverageJoesCredit wrote:Chicken or the egg lol
Neither .. it was the rooster
I got a CLI on my 9 month old card, waited a few weeks and apped for my second card, and then that same day apped for the 6% apr pandemic loan. I got everything I asked for.
I went for a new card every time first before the CLI. And for me it was fantastic results as per my signature. But it maybe ymmv for each profile.
I appd for the go rewards card first then the more rewards card next then appd for CLI on go rewards which resulted in a 3X CLI from initial SL of 1K to 3K and more rewards SL of 25K.
Finally I appd for flagship card with 23,900 SL and a CLI on more rewards card of 8K from 25K to 33K. That's my story and I'm sticking to it.
Good luck with your journey 👍.
Always recommend a new card first. Then a CLI.
@mmmagique wrote:I got a CLI on my 9 month old card, waited a few weeks and apped for my second card, and then that same day apped for the 6% apr pandemic loan. I got everything I asked for.
![]()