@Anonymous wrote:
curious...was it a hard pull? I've had the card for over a year and never applied for a CLI. Don't need it right now (10K line) but am going on a trip to Europe and might need a boost. NFCU has no FTF's and no fees on cash advances. I have a pin for the card. Utilization 0% but a big home equity debt. scores 706-717. Won't apply if HP. Planning on doing direct deposit with them starting in March and opening up a CD in April. Trip is in late April.
If you have not done asked for a cli then your last soft pull should still be good. I would go ahead and ask for a cli. If it is not instant I would call them and make sure that they do not do a hard pull. I think that it will ask if you want one online. I've been staying off the boards for awhile (it makes it easier to garden so I miss the last one) and they gave me a automatic one sometime in the last month. You can also call them and ask them to check the box that lets you get a automatic one whenever you are eligible for one.
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