Nfcu experts ?

[kugel]

How do I recon the app?
They said I will get a letter sent
The only thing I can think is i have a bk showing only on tu from 14 months ago and maybe they don't wanna give yet a second card with this yet
My fico is 675 zero utilization and 90k in available credit
I hope I will still get my cli in may

[Aduke1122]

You send a secured message to the lending team thru your online acct , plead your case about why you want and deserve a second cc

[kugel]

Just got the letter the reason of denial for the second card is
Request exceeds maximum unsecured loan limit (primery) what does this mean ?
Am still good with the cli shot for the first card after all this in may ?

[Aduke1122]

It means that you have met your internal limit for the time being , that's they exact reason they sent me one time

[Aduke1122]

And Idk if you will be able to get one or not if they have you at your internal limit with them

[kugel]

Ok but can I still get a CLI in may on the first card ? Going from the 15k to the 25k
Is it 2 separate thing

[kugel]

Really oh no

[Aduke1122]

Sorry hey it could be worse your internal limit could be 500 like mine 😂 I have seen CreditAdict tell ppl that is what it meant so that's what I'm going by . You can always go on his CLI thread and make a post and see what he thinks about it

[Aduke1122]

How much total credit do you have with them?

[kugel]

15k cloc
15k the rewards card