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No Go CLI Amazon & Walmart

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Scott_S
Regular Contributor

No Go CLI Amazon & Walmart

Received my cards today and called Credit Solutions to ask for 5k CLI on each card and after a few minutes on hold the results were NO.  :-(

Message 1 of 19
18 REPLIES 18
Anonymous
Not applicable

Re: No Go CLI Amazon & Walmart

You'll eventually get an increase. For me chat worked, when credit solutions did not. Just try again within a month. I waited 3 months from Nov. to Feb., then the train kept rolling for all my Sync cards, Walmart (800-3500), Amazon (700-3500), BP (500-2500), Lowes (300-5000). They might want to see some usage or age on the cards. Except, for Lowes, I used the other cards, leaving small balances. Lowes, I never used at all.

My other Sync cards such as CarCareOne, Chevron, and Toys R Us, were all recently opened, but declined for a cli, because it said not enough experience with the current limit. So my guess it is an age thing.
Message 2 of 19
Scott_S
Regular Contributor

Re: No Go CLI Amazon & Walmart


@Anonymous wrote:
You'll eventually get an increase. For me chat worked, when credit solutions did not. Just try again within a month. I waited 3 months from Nov. to Feb., then the train kept rolling for all my Sync cards, Walmart (800-3500), Amazon (700-3500), BP (500-2500), Lowes (300-5000). They might want to see some usage or age on the cards. Except, for Lowes, I used the other cards, leaving small balances. Lowes, I never used at all.

My other Sync cards such as CarCareOne, Chevron, and Toys R Us, were all recently opened, but declined for a cli, because it said not enough experience with the current limit. So my guess it is an age thing.

I am curious to see if the letter lists age or lack of account history as the reason for the denial.

Message 3 of 19
Anonymous
Not applicable

Re: No Go CLI Amazon & Walmart

Make a few purchases..even small ones. Wait till the statement cuts. PIF the day after the statement cut date, and call the next day. They will probably do it then. Trust me on that 

 

It it seems that on SOME cards in SOME cases it works this way. Same issue with my BP Visa, and PPExtras MC. 2 days after the statement, with PIF, no problem...

Message 4 of 19
Scott_S
Regular Contributor

Re: No Go CLI Amazon & Walmart


@Anonymous wrote:

Make a few purchases..even small ones. Wait till the statement cuts. PIF the day after the statement cut date, and call the next day. They will probably do it then. Trust me on that 

 

It it seems that on SOME cards in SOME cases it works this way. Same issue with my BP Visa, and PPExtras MC. 2 days after the statement, with PIF, no problem...


Thanks for the suggestion, I will give that a try :-)

Message 5 of 19
Anonymous
Not applicable

Re: No Go CLI Amazon & Walmart

Are your scores above 700?  If they aren't I wouldn't bother since that's part of their criteria. 

Message 6 of 19
My_Fako
Established Contributor

Re: No Go CLI Amazon & Walmart

My Amazon account was one month old,  when they raised it to $3500 score was 650. Then once score reached 680,rasied it to 6k...I don't think time plays as big of a role as score... 

 

My 2 cents... 

Amex PRG NPSL I Chase Marriott $10k I Venture $15.3k I Amex BCE $10K I PNC 13K I Chase IHG $8.6k l Amazon $6k l Chase Hyatt 20k l US Bank Cash+ $13K I Barclays $12.6k I Venture $13k l Discover it $4.6k l Express Next $3.1k l Amex EverDay $15K l Cabelas 1k I Wayfair $17.1k I Walmart $8k l SG $9.8k l Target $3.6K I PP 2K l AU Shell Gas $900 opened in 1974 l Ex 704 Tu 698 Eq 667

Anything worth fighting for is worth fighting dirty for.
Message 7 of 19
Anonymous
Not applicable

Re: No Go CLI Amazon & Walmart


@My_Fako wrote:

My Amazon account was one month old,  when they raised it to $3500 score was 650. Then once score reached 680,rasied it to 6k...I don't think time plays as big of a role as score... 

 

My 2 cents...I'm not exactly what makes Synchrony tick as far as CLI's go...

 

Message 8 of 19
ddemari
Super Contributor

Re: No Go CLI Amazon & Walmart

Score plays a big part of the CS luv game. before my TU was over 700 especially in the 650-660 range, CS wasnt so nice. but once you get above 690 the immediate CL sucess seems to kick in pretty easily. 

Message 9 of 19
Scott_S
Regular Contributor

Re: No Go CLI Amazon & Walmart

Certainly Score Is Primary Factor In Any Credit Situation, But If Your Score Is Good Enough For Approval, Then Account Use/Pay Should Be A Factor As Well.  I Have Grown Comenity Card CL's Like Weeds Over The Last 2 Years, If I Am Ever Denied Account History Since Last Increase Is Usually The Reason & Typically A Few Payments Later I Get Another Increase....  

 

I Tried And They Said No, So I'm Fine With Waiting A While And Trying Again.

Message 10 of 19
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