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No Luck with CC

tag
Anonymous
Not applicable

No Luck with CC

Well i app for some cards and all denied , just have for now amazon and walmart store cards. I think need wait some time to have more experience. 

Message 1 of 8
7 REPLIES 7
Pway
Valued Contributor

Re: No Luck with CC

What does your credit profile look lije?  Do you have any baddies? What are your scores?

Thank you for the wealth of knowledge I have learned from these forums. I am logging off as of November 9, 2022. I wish everyone great success.
Message 2 of 8
Anonymous
Not applicable

Re: No Luck with CC

For now nothing bad , my fico score with walmart say 653.

Message 3 of 8
ojefferyo
Valued Contributor

Re: No Luck with CC


@Anonymous wrote:

For now nothing bad , my fico score with walmart say 653.


The score is on the lower side for most cards. Is there any reason it's that low?

Amex Platinum, Amex Hilton HHonors Surpass, Chase Southwest Premier, Chase Marriott Rewards Premier, Discover IT, Sony Visa, Barclay Arrival+ MC, Cabela Visa, Walmart SC, Amazon SC, Kohls, Diners Club Premier, PayPal Credit, PenFed Platinum Reward Visa, PenFed PLOC, Chase Ritz Carlton, Citi TY Premier, Amex BCP, Discover Miles, Care Credit, Blue Nile SC, iComfort SC, Cap1 Venture, Chase Hyatt, Lowes, US Bank Cash+, Citi Costco Visa
Message 4 of 8
Anonymous
Not applicable

Re: No Luck with CC

Im basically building my credit , my first card is amazon store approved in december and walmart store this month , i just have student loans befores this cards. 

Message 5 of 8
joedtx
Valued Contributor

Re: No Luck with CC


@Anonymous wrote:

Well i app for some cards and all denied , just have for now amazon and walmart store cards. I think need wait some time to have more experience. 


Since you have new credit for the Prime CC's you need at least 12 mths of history to get consideration for most products, just give it little time and pay on your accounts you should be in good shape.

Message 6 of 8
ojefferyo
Valued Contributor

Re: No Luck with CC

Give it a few more months and go for Discover, they like new clean files. 

Amex Platinum, Amex Hilton HHonors Surpass, Chase Southwest Premier, Chase Marriott Rewards Premier, Discover IT, Sony Visa, Barclay Arrival+ MC, Cabela Visa, Walmart SC, Amazon SC, Kohls, Diners Club Premier, PayPal Credit, PenFed Platinum Reward Visa, PenFed PLOC, Chase Ritz Carlton, Citi TY Premier, Amex BCP, Discover Miles, Care Credit, Blue Nile SC, iComfort SC, Cap1 Venture, Chase Hyatt, Lowes, US Bank Cash+, Citi Costco Visa
Message 7 of 8
Anonymous
Not applicable

Re: No Luck with CC

I'm sure most of the denial letters will say limited credit experience or some sort. Just give it 6 months the least and pre-approval letters will start rolling in. May take a year but just treat your credit right.

Message 8 of 8
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