No luv from Cap 1

[Anonymous]

Seeing all the recent Venture card apps I decided to jump out and apply. I noticed some score ranges were near where my Ficos are 660-680. I have a QS1 right now with a 1500 limit. Well I was denied said I would get a lettter in the mail, so I decided to try for a CLI increase and was denied also. I called a number and was pretty much told I would have to wait and see wat the letter said. My total Utilization is at 12% also

[kdm31091]

Did you happen to call the EO or just the normal CSRs? The EO may be able to get you your CLI, no guarantee. The CSR is just going to tell you to wait for your letter because they don't know what else to say -- they have no real power.

How many of your cards are on the newer side? Maybe that's why you got declined?

Picky grammar point: It's not "CLI increase". It's "CLI" or "CL increase". CL means credit line, CLI means credit line increase. You wrote "credit line increase increase". I"m not trying to be a nazi, as it's a discussion forum, just seeing that type of thing over and over gets to me sometimes!

I'd suggest using the EO and going from there. Now, they aren't a magic wand and may still tell you no, but they can at least give you better reasoning and tell you when you could possibly try again.

[Anonymous]

Sorry about that. I was on a phone call midway through my post.

[Anonymous]

My newest card would be my PenFed at 2 Months old

[kdm31091]

Oh no, I didn't mean to attack you or anything, it's not a big deal, just something I see over and over and get OCD about haha.

To address your point, maybe you have too many recent accounts/inquiries. With Cap One I don't know how much recon you can really do, so maybe call the EO, see what the reason is, address it and try again later.

[Anonymous]

Cap1: 800-625-7866 (Account Specialist)
Cap1: 800-951-6951 (cust. relations)
Cap1: 800-889-9939 or 800-625-7866.(Account Specialist)
Cap1: 877-513-9959 (Account Retention?)
Cap 1: 800-707-0489 (Senior Escalation Account Mgrs.)

which number do you think will give me the best chance?

[kdm31091]

Try the account manager one. I feel like the account specialists are just glorified CSRs.

[Anonymous]

Received my Denial Letter today, denied because of the lack or mortgage information..... I dont have a mortgage since my house was passed down to me.

[stagefoursurvivor]

You have some very good cards, Citi, Chase, Barclays so....why do you still have CreditOne?

[Anonymous]

Keep requesting cli via website every week and see if that would work 😁