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No luv from discover and balance showing zero

tag
Anonymous
Not applicable

No luv from discover and balance showing zero

My 3rd statement dropped Thursday and it says I have a 0 balance when the night before I knew my ending balance was going to $2. Should I contact them to see why it doesn't show on my statment. Also I asked for cli today and nothing after 60 point increase in fico score from when I opened my account and $250 raise to my annual income. Guess $1500 is what they like to kept student cards at.

Message 1 of 5
4 REPLIES 4
Medic981
Valued Contributor

Re: No luv from discover and balance showing zero

If you are not a student any longer, have you considered applying for a cashback, travel or chrome?







Your FICO credit scores are not just numbers, it’s a skill.
Message 2 of 5
Anonymous
Not applicable

Re: No luv from discover and balance showing zero


@Medic981 wrote:

If you are not a student any longer, have you considered applying for a cashback, travel or chrome?


I'm still a student, I have one more year.

Message 3 of 5
Anonymous
Not applicable

Re: No luv from discover and balance showing zero

Discover forgives any balance $2 or less at the statement closing date. Hence, why your account is showing a 0 balance.

If you start off with a low SL with Discover, it can take a while to build it up. Especially with student cards. Many on here have gotten higher CLs with Disco when applying for a 2nd card with them. I’d suggest you apply for the Discover It CB Match after your card anniverary, then close that student card.
Message 4 of 5
Anonymous
Not applicable

Re: No luv from discover and balance showing zero

Ok thanks.

 

I just looked at my spending and in the whole time of 110 days I had the card I didn't  even spend the amount of my limit because I was trying to get the $500 sign up bonus on my uber card. So I'll be going back to spending on discover unless its travel or I decide to get to try for amex, so I get extended warranty since discover taking that away and to get shoprunner for free. Wish the green card had a bit more to offer since the gold card doesn't get the a fee waved for the first year anymore.

Message 5 of 5
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