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Nordstrom Denial :( ....

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Anonymous
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Re: Nordstrom Denial :( ....


@Anonymous wrote:

So I went and did my last app tonight and really wanted a Nordstrom card! so when i applied before it was a straight denial! but this time it said to call a 800 to finish my app...

 

called spoke to a rep told him my info..placed me on hold came back and transf me to another lady who had to verify they had the correct social secuity number???? huh?? so I tell her she put me on hold only to tell me they could not offer me a line of credit? and i would get a letter in the mail!

 

**bleep** lol really ? has anyone expericed this? you think they had a hard time indetiying me? 


When I applied in May I had to call in to complete the application by phone.  At the end of the process I was approved for a $2,500 SL with a choice between the store card or the Visa.  I chose the Visa card and I've only used it for two online transactions since approval. The SL was small but okay with me since it came at the end of a 7-card app spree.

 

Then three weeks ago I sent them a secure message requesting a CLI because a Triple Points event was coming up in mid-September and I told them I wanted to make a relatively large purchase but I was concerned about pushing my utilization above 30%.  They responded two days later by raising my credit limit to $3,500 even though it hasn't been six months since I had the card and I never made it to the Triple Points event. Smiley Happy

Message 11 of 14
Anonymous
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Re: Nordstrom Denial :( ....

Excatley I did read some stuff and ppl had to go in the store or the letter said send Id and bill to them 🤷🏽‍♀️
Message 12 of 14
Anonymous
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Re: Nordstrom Denial :( ....

I was denied for two many inquiries (5) on my Experian with my Fico at 660 but emailed Nordstrom CEO after dealing with rude Card services agent and received a call the following business day letting me know that they will be able to grant me an approval and apologized on behalf of that agent. I was approved for $1,000 CL and had a choice of store card or platinum visa and of course i chose the Visa. Nordstrom is a part of TD Bank and for some reason they think two or more inquiries means you’re a debt risk...tuh. My utilization sits at 1%

MY FIRST RECON AND IT WAS A SUCCESS!
Message 13 of 14
Anonymous
Not applicable

Re: Nordstrom Denial :( ....

Here's a thought, try the competition. I have shopped at both for years, and IMO, Neiman Marcus is the epitome of luxury shopping. Far superior to Nordstrom.

They are Capital One backed, and have much friendlier app requirements. Not to mention excellent CS.

I was instantly approved for $5k on 671 EQ - 2 Baddies. I do have an existing relationship with Cap 1, like most.

Good Luck!
Message 14 of 14
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