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Nordstrom Store Card Recon Part II.... Waiting

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Anonymous
Not applicable

Re: Nordstrom Store Card Recon Part II.... Waiting

I applied five months ago and was denied (bad score, COs, high inquiries). Applied again this week and was approved for a measly $300 limit, but happy to finally get in with them.

 

Definitely call asap. They might need verification

Message 21 of 33
Anonymous
Not applicable

Re: Nordstrom Store Card Recon Part II.... Waiting

No luck on recon for me, Bk is too recent. However their staff is above all, very friendly, so if you feel you were not treated fairly, give it a try. I will!

Message 22 of 33
Anonymous
Not applicable

Re: Nordstrom Store Card Recon Part II.... Waiting


@Anonymous wrote:

No luck on recon for me, Bk is too recent. However their staff is above all, very friendly, so if you feel you were not treated fairly, give it a try. I will!


Forgot to say after one yearSmiley Happy That is a soft suggestion

Message 23 of 33
Snookie517
Established Member

Re: Reconsideration for Nordstrom Store Card.... Waiting

Well what was really weird was i def got the 7-10 day message, sent my email and never heard back so i was like ????? What the heck everyone said they heard back in a day ..... so last week i get a letter from nordstrom in the mail saying that the system timed out before i could accept my offer and to please call this number in x amount of days or we will assume you are no longer interested in this card.   I was like what ????? So i called and sure enough thats what the girl said on the phone and that i was approved for 500 and i got my card in the mail the other day so that was really odd cuz it def gave me that message on screen . 

Filed 10/2013 Discharged Ch 7 2/2014 and on my way with an itchy finger !

Capital One secured $500 ( started at $250 then they gave CLI ) , Capital One Quicksilver $2750 ( started at $500 ) , Credit One Platinum $950 ( started at $500) , Target $1000 ( started at $ 300 ) , JCrew $500 (started at $250) , Fingerhut $ 2600 ( started at $ 500 ) Kohl's/Capone $300, BarclayRewards $1000 ( started at $250), Barclay Apple$2400( started at $1500), Merrick Bank $1400 ( started at $700) ,Barclays William Sonoma $5000, PayPal credit $750, Nordstrom $500, Walmart $800, Amazon store card $750, QVC $500, HSN $750, Overstock $250, Tidewater $3000
EXP : 638 EQU : 626 TU: 633





Starting Score: 590
Current Score: 590
Goal Score: 660


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Message 24 of 33
Anonymous
Not applicable

Re: Nordstrom Store Card Recon Part II.... Waiting

I know this is an old thread, but.....I'm new to this forum so I'll post this anyway! I have been reading through some of these and I wanted to input some of my experience.... I have been working on fixing my credit for a little over a year now, and I have went from approx. A 495 credit score to a 630, not great yet but still makes me happy! As of the past month, my scores have dropped a bit due to going from 0-10% utilization to 50%......currently my scores are in the high 500's, around 570. I wanted another CC before I began to head back into growing my scores for a while, and I applied for this. I was very leary due to what appeared to be an out-of-my-league-at-the-moment card. I have 26 inq- on one bureau, 7 on another, and I can't remember the other. The 26 is from car shopping twice in one year, (which I at the time didn't really know was an issue at a dealership until, 24 inq. Later..... ) ( in the past year I've only have approx 3 inq). Anyways, I just applied online, received a message their processing system was down and to call 1877-xxxxxxx number prior to attempting to reapply online. Called the number, was asked to give the kind gentleman a minute, asked me for a credit card acct. Number, I gave him my victorias secret...couple more seconds, he politely said that the acct. Number was off slightly which happens when a new card is issued sometimes? Idk, anyways I gave him Capital One, he asked for another min, came back and said I was approved for the store card would I like to accept.....um YES! (Only so ecstatic because I thought I was going to be denied ) !!! He said I would receive my card in approx. 7 days!
I am not sure of my limit, I know I should have asked, but I have this weird issue where I'd rather wait and see it....don't ask me....=/ lol. Now, I won't be disappointed if it is only like, $250, because I doubt it's going to be very high, but something more would be reallllly nice for utilization purposes.
I opted for Nordstroms because I have a slight designer makeup addiction and seeing whereas most of my products last me a few months, it's the perfect opportunity to make a fair priced purchase, pay it off, and repeat every other month!
Message 25 of 33
Snookie517
Established Member

Re: Nordstrom Store Card Recon Part II.... Waiting

Hi ! Welcome :-)  It was funny when i applied i thought i was denied and then i got a letter saying if i still wanted to accept the card to call ! The rep said the system timed out after i applied ?  Im like um ok i still got the 7-10 message but anyways i know what you mean,  i was approved for 500.   I also only have the card for MAC lol .  Good luck ! I have been rebuiliding for two years post bk and let my utilzation get way too high so it will take me most of this year to work on decreasing it but i have never missed a payment on anything so just focusing on not using any now.  I got excited cuz i never had credit being married to my ex husband who was and still is horrible w money .  Anyway congrats !

Filed 10/2013 Discharged Ch 7 2/2014 and on my way with an itchy finger !

Capital One secured $500 ( started at $250 then they gave CLI ) , Capital One Quicksilver $2750 ( started at $500 ) , Credit One Platinum $950 ( started at $500) , Target $1000 ( started at $ 300 ) , JCrew $500 (started at $250) , Fingerhut $ 2600 ( started at $ 500 ) Kohl's/Capone $300, BarclayRewards $1000 ( started at $250), Barclay Apple$2400( started at $1500), Merrick Bank $1400 ( started at $700) ,Barclays William Sonoma $5000, PayPal credit $750, Nordstrom $500, Walmart $800, Amazon store card $750, QVC $500, HSN $750, Overstock $250, Tidewater $3000
EXP : 638 EQU : 626 TU: 633





Starting Score: 590
Current Score: 590
Goal Score: 660


Take the myFICO Fitness Challenge
Message 26 of 33
Anonymous
Not applicable

Re: Nordstrom Store Card Recon Part II.... Waiting

Thano you, thank you! I just can't wait until I'm in the "good" credit range, and ALL of my old late payments and other crap have aged off. Then, I will be content
Message 27 of 33
Snookie517
Established Member

Re: Nordstrom Store Card Recon Part II.... Waiting

i hear you ! I feel your pain , i am prolly costing myself at least 20 points credit score wise with my utilization, but single mom income not much i can do fast now , gonna take a while to pay down stuff, but i havent missed any payments so i have to just be patient i suppose .  Hind site is always 20 20 lol .   I also have alot of inquiries from all my new accounts since i was " starting over "  so i have to wait until 2017 until most of those go away too .  I think later this year one of my four old things also disappear , maybe even two .

Filed 10/2013 Discharged Ch 7 2/2014 and on my way with an itchy finger !

Capital One secured $500 ( started at $250 then they gave CLI ) , Capital One Quicksilver $2750 ( started at $500 ) , Credit One Platinum $950 ( started at $500) , Target $1000 ( started at $ 300 ) , JCrew $500 (started at $250) , Fingerhut $ 2600 ( started at $ 500 ) Kohl's/Capone $300, BarclayRewards $1000 ( started at $250), Barclay Apple$2400( started at $1500), Merrick Bank $1400 ( started at $700) ,Barclays William Sonoma $5000, PayPal credit $750, Nordstrom $500, Walmart $800, Amazon store card $750, QVC $500, HSN $750, Overstock $250, Tidewater $3000
EXP : 638 EQU : 626 TU: 633





Starting Score: 590
Current Score: 590
Goal Score: 660


Take the myFICO Fitness Challenge
Message 28 of 33
Jesi
New Contributor

Re: Nordstrom Store Card Recon Part II.... Waiting

My husband was denied, called for a recon, they said no. I read on another thread on here that you should ask for the Vice President of credit services, they acted like he was crazy. I've read to email some Nordstrom people by the last name of Nordstrom but can't find anything about that. Any ideas? I'm sure he was only declined for inquiries as everything else is great.
Message 29 of 33
RonM21
Valued Contributor

Re: Nordstrom Store Card Recon Part II.... Waiting

No other suggestion, other than to search the threads or online overall for the VP, if in fact it is a possible option.


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 30 of 33
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