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Not getting approved for anything

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Miajames2567
New Visitor

Re: Not getting approved for anything

My Fico 8 is a 726 I think I just need to give it time I just recently paid off the debt so they probably want to see if I continue on a good note 

Message 11 of 14
Miajames2567
New Visitor

Re: Not getting approved for anything

I live in nc 

my utilization is 2%
i have a lot of family in the military 

I do have money so I'm not in a financial crisis just wanted another cc

i have two open accounts total debt is $18

Message 12 of 14
Xarquinn
New Contributor

Re: Not getting approved for anything

My wife has a similar profile to yours and was recently aproved the NFL Visa card from Bread financial:

 

https://www.nflextrapoints.com/

 

You should get approved for a Syncrony card like the eBay, Paypal MC or Amazon store card.  You can find a preapproval for the Amazon store card by googling "Amazon Synchrony"

 

Discover also has a pre-approval site that you could try

Starting Score: Low 500's (BK Ch7 Discharged 3/2010) Back in with almost all of the creditors that I burned.
Current Scores: 780 - 800 (BK dropped off Nov 2019)
Alliant CU Visa 10k; Merrick Bank 0.4k (keeping for age); Lowes 30k; Target MC 13k; Capital One 8k; PayPal 10k; Total Rewards (Comenity) 25k; Amex BCP 38k; Discover 28k; PenFed 15k, Chase Amazon 20k; FNBO 30k; Citibank 37.5k; X1 33k. Local Credit Union HELCO: 97k. Utilization around 30% incl HELCO
Message 13 of 14
OCONUS
Regular Contributor

Re: Not getting approved for anything


@Miajames2567 wrote:

I live in nc 

my utilization is 2%
i have a lot of family in the military 

I do have money so I'm not in a financial crisis just wanted another cc

i have two open accounts total debt is $18


Have a family member help you join NFCU. Once you are a member, apply for one of their cards except the Flagship. Penfed may also be a choice. Try avoiding the banks for now.



Message 14 of 14
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