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My Fico 8 is a 726 I think I just need to give it time I just recently paid off the debt so they probably want to see if I continue on a good note
I live in nc
my utilization is 2%
i have a lot of family in the military
I do have money so I'm not in a financial crisis just wanted another cc
i have two open accounts total debt is $18
My wife has a similar profile to yours and was recently aproved the NFL Visa card from Bread financial:
https://www.nflextrapoints.com/
You should get approved for a Syncrony card like the eBay, Paypal MC or Amazon store card. You can find a preapproval for the Amazon store card by googling "Amazon Synchrony"
Discover also has a pre-approval site that you could try
@Miajames2567 wrote:I live in nc
my utilization is 2%
i have a lot of family in the militaryI do have money so I'm not in a financial crisis just wanted another cc
i have two open accounts total debt is $18
Have a family member help you join NFCU. Once you are a member, apply for one of their cards except the Flagship. Penfed may also be a choice. Try avoiding the banks for now.


















