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@baller4life wrote:
800-869-1496 well tell you approved or denied. None of that "in processing" crap
UGH, I called that number 800-869-1496 and the CSR told me I have been denied and a 7-10 letter is in the mail.
I asked to recon and so she connected me to the underwriting dept.
2nd woman was very nice and specifically asked me who I spoke to in the other dept and I said I don't know. . . some woman (I was not taking notes - sigh)
Anyway, she pulls up my record and told me that my application was received AND it is NOT denied -- "It is being procesed" and will not send me a decision - either yay nor nay for another 3-5 days. I'm like ARE YOU SURE I AM NOT DENIED? She said yes, it is not denied - which is so weird why she asked me who told me I was denied? It's as if the right hand is not talking to the left hand. They must be overwhelmed OR they have no clue how to processs credit card apps.
I'm not very optimistic at this point and would be shocked if a credit card even shows up in my mailbox next week or so.
Has anyone experienced this scenario besides me? ![]()
Bumpity Bump for additional stats
@CreditMagic7 wrote:Bumpity Bump for additional stats
Seems like the initial first day or two of craze might of died down.. Curious if it will fire back up this weekend.. Still interested even though I am not interested what people that got denied stats look like.
I applied this morning and recieved the 7-10 day message as well. I thought denial but your post made me call again to ask. The rep said it doesn't say decline or approval just "in process". *shrugs* Oh well, I hope it comes back with a low apr or else I am not accepting. LOL
NVM, denied! Oh well.
Same story I'm getting.. I've called twice and he said I will know something in 7-10 days..
I called yesterday and all he could tell me is that i was not approved!!! LOL I asked for recon and was basically told I couldnt!!! Only reason I wanted this card was because they were giving crazy SL! MEH!
@Deltadog03 wrote:Anyone try with a BK showing?
I have a BK7 d/c JUN2011; EX FICO08=704; AAoA 9 years, no baddies since BK.
@I have instant approval $13k @ 13.49%