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OFFCIAL BBVA DENIAL THREAD

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Anonymous
Not applicable

Re: OFFCIAL BBVA DENIAL THREAD


@baller4life wrote:
800-869-1496 well tell you approved or denied. None of that "in processing" crap

UGH, I called that number 800-869-1496 and the CSR told me I have been denied and a 7-10 letter is in the mail.

 

I asked to recon and so she connected me to the underwriting dept.

 

2nd woman was very nice and specifically asked me who I spoke to in the other dept and I said I don't know. . . some woman (I was not taking notes - sigh)

 

Anyway, she pulls up my record and told me that my application was received AND it is NOT denied -- "It is being procesed" and will not send me a decision - either yay nor nay for another 3-5 days. I'm like ARE YOU SURE I AM NOT DENIED? She said yes, it is not denied - which is so weird why she asked me who told me I was denied? It's as if  the right hand is not talking to the left hand. They must be overwhelmed OR they have no clue how to processs credit card apps.

 

I'm not very optimistic at this point and would be shocked if a credit card even shows up in my mailbox next week or so.

 

Has anyone experienced this scenario besides me? Smiley Frustrated



Message 31 of 79
CreditMagic7
Mega Contributor

Re: OFFCIAL BBVA DENIAL THREAD

Bumpity Bump for additional stats

Message 32 of 79
CreditCuriosity
Moderator Emeritus

Re: OFFCIAL BBVA DENIAL THREAD


@CreditMagic7 wrote:

Bumpity Bump for additional stats


Seems like the initial first day or two of craze might of died down..  Curious if it will fire back up this weekend..  Still interested even though I am not interested what people that got denied stats look like. 

Message 33 of 79
dreamer2014
Regular Contributor

Re: OFFCIAL BBVA DENIAL THREAD

I applied this morning and recieved the 7-10 day message as well. I thought denial but your post made me call again to ask. The rep said it doesn't say decline or approval just "in process". *shrugs* Oh well, I hope it comes back with a low apr or else I am not accepting. LOL 

Myfico: 03/26/2015: EQ 652, EX 680, TU 738 Barclays

Barclays $4.7K, NFCU Platinum $15K, AMEX BCE $15k, HD $12k, Sams $3.5k, Walmart MC $3.5K, NFCU LOC 10K, GE local Furn store $3.5k, AMEX ED $10.5K
Message 34 of 79
dreamer2014
Regular Contributor

Re: OFFCIAL BBVA DENIAL THREAD

NVM, denied! Oh well. 

Myfico: 03/26/2015: EQ 652, EX 680, TU 738 Barclays

Barclays $4.7K, NFCU Platinum $15K, AMEX BCE $15k, HD $12k, Sams $3.5k, Walmart MC $3.5K, NFCU LOC 10K, GE local Furn store $3.5k, AMEX ED $10.5K
Message 35 of 79
Anonymous
Not applicable

Re: OFFCIAL BBVA DENIAL THREAD

Same story I'm getting..    I've called twice and he said I will know something in 7-10 days..

Message 36 of 79
Anonymous
Not applicable

Re: OFFCIAL BBVA DENIAL THREAD


@dreamer2014 wrote:

NVM, denied! Oh well. 


How did you find out? Phone? Letter in mail? 

 

Reasons?

Message 37 of 79
dreamer2014
Regular Contributor

Re: OFFCIAL BBVA DENIAL THREAD

Phone. No reasons given. Will receive letter in mail message. 800 869 1496
Myfico: 03/26/2015: EQ 652, EX 680, TU 738 Barclays

Barclays $4.7K, NFCU Platinum $15K, AMEX BCE $15k, HD $12k, Sams $3.5k, Walmart MC $3.5K, NFCU LOC 10K, GE local Furn store $3.5k, AMEX ED $10.5K
Message 38 of 79
Anonymous
Not applicable

Re: OFFCIAL BBVA DENIAL THREAD

I called yesterday and all he could tell me is that i was not approved!!! LOL I asked for recon and was basically told I couldnt!!! Only reason I wanted this card was because they were giving crazy SL! MEH!

Message 39 of 79
cem13
Established Contributor

Re: OFFCIAL BBVA DENIAL THREAD


@Deltadog03 wrote:

Anyone try with a BK showing?


I have a BK7 d/c JUN2011; EX FICO08=704; AAoA 9 years, no baddies since BK.

 

@I have instant approval $13k @ 13.49%

FICO 08 JUL23: TU 850; EQ 846; EX 843. Clean since BK7 D/C 6/2011.
Message 40 of 79
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