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Odd of approval

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Anonymous
Not applicable

Odd of approval

Hi,

 

I am in the process of fixing my credit but i need to pay for a surgical procedure.  I need about 3k.  My scores are in the mid to high 500's at the moment.  WHat are my odds of getting approved?

Message 1 of 6
5 REPLIES 5
Meanmchine
Super Contributor

Re: Odd of approval

If you havnt already. I would check with your surgeons office to see which isurance they use and which credit programs ( like Care Credit ) they belong to Maybe you can get a cosignor to help.

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>5/2025 All 3 reports 845 - 850(F8) F9s = all 850 but my app finger is still twitching
Message 2 of 6
Anonymous
Not applicable

Re: Odd of approval

Welcome to the board.  I hate to be blunt but with your scores, you are going to encounter some difficulties.  As the above poster stated, check with your surgeon to see if there are other options available to you.

Message 3 of 6
RonM21
Valued Contributor

Re: Odd of approval

Welcome. I agree with the above. The scores you have would make it difficult to get an approval, and if you did, it more than likely would result in a very low limit. I'd look into the other possible options as suggested.


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 4 of 6
Anonymous
Not applicable

Re: Odd of approval

Approved for???
Message 5 of 6
Anonymous
Not applicable

Re: Odd of approval

I would think you'd need someone to cosign for you to get $3k in credit for the procedure.

Message 6 of 6
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