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Odds for PayPal credit approval?

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Dhani76
New Contributor

Odds for PayPal credit approval?

Credit is not yet desirable by Citi or Chase so cannot apply for any of their travel cards such as Expedia+. However many of the travel sites like Expedia do accept PayPal. Finally got my foot in the door with Comenity with a VS card ($250) but have not gotten any other pop ups trying the SCT. Wondering if I should even attempt to take the HP trying for PayPal credit. I am in decent standing with Synchrony who carry the PayPal MC (Amazon, Walmart & Chevron cards below $1000 CL).
Any thoughts? Thanks.

Starting Score: 621
Current Score: TU 685 EQ 687 EXP 699
Goal Score: 700


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Message 1 of 6
5 REPLIES 5
AverageJoesCredit
Legendary Contributor

Re: Odds for PayPal credit approval?

Whats your fico scores look like?
Message 2 of 6
Dhani76
New Contributor

Re: Odds for PayPal credit approval?

EX 638 (went down from 658 due to new accounts & their INQ) Credit Karma TU 634 EQ622. wait & let new accounts marinade a while? i think if i sit tight Citi or Chase might come knocking eventually. payment history is excellent & UTI not TOO bad (40%) and going down. it's the new accounts & inquiries (quite a few fall off this year) that are bringing me down next to the couple of baddies I have left. I guess I have answered my own question Smiley LOL

Starting Score: 621
Current Score: TU 685 EQ 687 EXP 699
Goal Score: 700


Take the myFICO Fitness Challenge
Message 3 of 6
fltireguy
Valued Contributor

Re: Odds for PayPal credit approval?

Again, what are your FICO scores, NOT CK scores?

NFCU $60.4k/PenFed $22.5k/Commerce $15K/53 $11K/Synovus $14K/BBT $11K/CapOne $12K/DCU $7.5K/BMO $7.5K/Chase $14.5k/Cabelas $10K/ and many many more!
Total CL $398600, plus car and RV loan.
Ooh. Ooh. Getting closer to that $500K mark!
Message 4 of 6
AverageJoesCredit
Legendary Contributor

Re: Odds for PayPal credit approval?

Yeah i would wait abit to let your utilization come down down and get your score higher. That wsy you have a better chance at a higher slSmiley Happy
Message 5 of 6
Anonymous
Not applicable

Re: Odds for PayPal credit approval?

Credit karma isn't your fico score.
Message 6 of 6
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