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Odds of Best Buy card

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Anonymous
Not applicable

Odds of Best Buy card

740 fico. 1500 a month income. 

Message 1 of 20
19 REPLIES 19
Brian_Earl_Spilner
Credit Mentor

Re: Odds of Best Buy card

Not enough info

    
Message 2 of 20
AllZero
Mega Contributor

Re: Odds of Best Buy card

Insufficient data provided. I will take a guess at 50/50?
Message 3 of 20
Brian_Earl_Spilner
Credit Mentor

Re: Odds of Best Buy card


@AllZero wrote:
Insufficient data provided. I will take a guess at 50/50?

The coin could land on its edge

    
Message 4 of 20
RSX
Valued Contributor

Re: Odds of Best Buy card

How many new accounts under 1 year?

how many Inq in the last year?

what is your current CC Utilization ?


with $18k/yr income, your chances will be lower and your opening CL will be low, if approved.  

 

Dec 16/2019. EX. 721. EQ. 723. TU 746
Jan 25/2024 EX. 774 EQ. 751 TU 758
Inq. EX 2 EQ 3 TU 6 - - CC 2x24, 0x12
Amex BCP $35k - Apple GS $21k - BMW/Elan $19k - Cap1 QS $16.7k - Chase Amazon $13.6k - Chase Bonvoy Bountiful $10k - Chase United Club Infinite $26k - Citi CustomCash $3k - Citi DC $14.5k - CreditUnion1 $9k - DiscoverIT $31.5k - PayBoo - $15.6k - Penfed Gold - $19.3k - USB AltitudeGO -$19k- USBank Cash+ -$25k - PenFed LOC - $20k - USB LOC - $15k
Message 5 of 20
AllZero
Mega Contributor

Re: Odds of Best Buy card


@Brian_Earl_Spilner wrote:

@AllZero wrote:
Insufficient data provided. I will take a guess at 50/50?

The coin could land on its edge


There is no coin. Then you'll see, that it is not the coin that flips, it is only yourself.

Message 6 of 20
Brian_Earl_Spilner
Credit Mentor

Re: Odds of Best Buy card


@AllZero wrote:

@Brian_Earl_Spilner wrote:

@AllZero wrote:
Insufficient data provided. I will take a guess at 50/50?

The coin could land on its edge


There is no coin. Then you'll see, that it is not the coin that flips, it is only yourself.


I just burst out laughing and my group is looking at me.

    
Message 7 of 20
AllZero
Mega Contributor

Re: Odds of Best Buy card


@Brian_Earl_Spilner wrote:

@AllZero wrote:

@Brian_Earl_Spilner wrote:

@AllZero wrote:
Insufficient data provided. I will take a guess at 50/50?

The coin could land on its edge


There is no coin. Then you'll see, that it is not the coin that flips, it is only yourself.


I just burst out laughing and my group is looking at me.


🐐  😃

Message 8 of 20
Remedios
Credit Mentor

Re: Odds of Best Buy card

😐

Message 9 of 20
Anonymous
Not applicable

Re: Odds of Best Buy card

You're much better trying Synchrony and getting the Amazon Store Card as @Remedios suggested in your Apple Card thread. Citi is not as fond of low income as Synchrony is. I am in the $18K range myself and Citi gave me $1900 on my Rewards+ which hasn't grown while my Amazon Store Card hit $8K yesterday and increases with Synchrony are a SP affair. 

Message 10 of 20
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