Off the Amex blacklist?

[MikeyM]

curious if any of yall have tried lately since the platinum "refresh"? i was blackballed since 2012, tried dozens of applications over the years for all tiers of amex. never filed bk, never paid, burned them over $10k. i saw posts about the refresh and new mirror card last week and tried again for the platinum, was instantly approved. if there wasnt a reset in their algorithm with the "refresh" its a heck of a coincidence.

[Pppoolboy]

Their "lifetime" ban will suddenly lift sometimes.  Happened to me when someone stole my SSN and applied for an Amex card many years ago.  Burned Amex for something like $8500.  Despite me telling them them that it wasn't me, they blacklisted me for looong time.  I kept trying and one day was suddenly approved.  Smooth sailing since

[Im-back]

Here's how you do it. Find the old account number and balance. Write a check. Include the account number on the check and in a note. Send it to AMEX. 
You'll be of the list. 

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@lucky28 wrote:

Update November 1, 2023:

alas my bi monthly request for a Hilton Aspire was rejected (again) Same reasoning as the last 20 or so attempts.  Going on 23 years since Chapter 7 (Gold Card burned them for around 7-8k..if fading memory serves me).  I really enjoy my Hilton Diamond status and It would be nice to pay the $500 instead of mattress hoping the last month of the year to get my "stays"  Again no one to blame but myself but come on 23 years ??

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[dfwxjer]

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@Im-back wrote:

Here's how you do it. Find the old account number and balance. Write a check. Include the account number on the check and in a note. Send it to AMEX. 
You'll be of the list. 

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@lucky28 wrote:

Update November 1, 2023:

alas my bi monthly request for a Hilton Aspire was rejected (again) Same reasoning as the last 20 or so attempts.  Going on 23 years since Chapter 7 (Gold Card burned them for around 7-8k..if fading memory serves me).  I really enjoy my Hilton Diamond status and It would be nice to pay the $500 instead of mattress hoping the last month of the year to get my "stays"  Again no one to blame but myself but come on 23 years ??

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amazing that people on the blacklist can't seem to figure out this simple "trick". 23 years in and the poster still can't put 2 and 2 together. 

[Sporky]

Amazing that some people replying can't put 2 and 2 together to realize that there is a large segment of people interested in getting off the black list because they'd like an Amex and their financial situation is different than it was 23 years ago but definitely aren't willing to pay for that "privilege".

[dfwxjer]

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@Sporky wrote:

Amazing that some people replying can't put 2 and 2 together to realize that there is a large segment of people interested in getting off the black list because they'd like an Amex and their financial situation is different than it was 23 years ago but definitely aren't willing to pay for that "privilege".

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It seems you have the same bottom tier ethics as you did 23 years ago. Paying a debt *you* accrued isn't a privilege, it's holding yourself accountable for your own actions. 

[Lurker22]

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@dfwxjer wrote:

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@Sporky wrote:

Amazing that some people replying can't put 2 and 2 together to realize that there is a large segment of people interested in getting off the black list because they'd like an Amex and their financial situation is different than it was 23 years ago but definitely aren't willing to pay for that "privilege".

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It seems you have the same bottom tier ethics as you did 23 years ago. Paying a debt *you* accrued isn't a privilege, it's holding yourself accountable for your own actions. 

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I hear what you're saying but shouldn't we then take that same standard and apply it to oranizations?  I mean shouldn't GM, Chrysler and a large number of banks have been allowed to go out of business?  I guess we could have sold off Detroit and Puerto Rico to pay their debts  .... I guess what I'm saying is everyone, people and companies alike, make mistakes......sure companies are not required to do business with everyone nor are individuals but to shame someone for their past mistake, sorry I'm not there personally....and yes I do choose to do business with a number of oranizations that have needed assistance in their past, but it's my choice to look past their prior mistakes 

[dfwxjer]

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@Lurker22 wrote:

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@dfwxjer wrote:

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@Sporky wrote:

Amazing that some people replying can't put 2 and 2 together to realize that there is a large segment of people interested in getting off the black list because they'd like an Amex and their financial situation is different than it was 23 years ago but definitely aren't willing to pay for that "privilege".

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It seems you have the same bottom tier ethics as you did 23 years ago. Paying a debt *you* accrued isn't a privilege, it's holding yourself accountable for your own actions. 

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I hear what you're saying but shouldn't we then take that same standard and apply it to oranizations?  I mean shouldn't GM, Chrysler and a large number of banks have been allowed to go out of business?  I guess we could have sold off Detroit and Puerto Rico to pay their debts  .... I guess what I'm saying is everyone, people and companies alike, make mistakes......sure companies are not required to do business with everyone nor are individuals but to shame someone for their past mistake, sorry I'm not there personally....and yes I do choose to do business with a number of oranizations that have needed assistance in their past, but it's my choice to look past their prior mistakes 

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The difference is all of those businesses/banks re-paid their debts with interest. 

Making a mistake is one thing, but to avoid taking accountability and then expect a second chance without repaying the original obligation is hilariously disgusting. 

[Lurker22]

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@dfwxjer wrote:

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@Lurker22 wrote:

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@dfwxjer wrote:

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@Sporky wrote:

Amazing that some people replying can't put 2 and 2 together to realize that there is a large segment of people interested in getting off the black list because they'd like an Amex and their financial situation is different than it was 23 years ago but definitely aren't willing to pay for that "privilege".

---

It seems you have the same bottom tier ethics as you did 23 years ago. Paying a debt *you* accrued isn't a privilege, it's holding yourself accountable for your own actions. 

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I hear what you're saying but shouldn't we then take that same standard and apply it to oranizations?  I mean shouldn't GM, Chrysler and a large number of banks have been allowed to go out of business?  I guess we could have sold off Detroit and Puerto Rico to pay their debts  .... I guess what I'm saying is everyone, people and companies alike, make mistakes......sure companies are not required to do business with everyone nor are individuals but to shame someone for their past mistake, sorry I'm not there personally....and yes I do choose to do business with a number of oranizations that have needed assistance in their past, but it's my choice to look past their prior mistakes 

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The difference is all of those businesses/banks re-paid their debts with interest. 

Making a mistake is one thing, but to avoid taking accountability and then expect a second chance without repaying the original obligation is hilariously disgusting. 

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Your statement is factually incorrect, yes old GM's secured creditors were "largely made whole" but that is not the same things as paying 100% of the debt back with interest, Chrysler paid back even less....we can go on and on but again your statement is factually incorrect 

[dfwxjer]

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@Lurker22 wrote:

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@dfwxjer wrote:

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@Lurker22 wrote:

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@dfwxjer wrote:

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@Sporky wrote:

Amazing that some people replying can't put 2 and 2 together to realize that there is a large segment of people interested in getting off the black list because they'd like an Amex and their financial situation is different than it was 23 years ago but definitely aren't willing to pay for that "privilege".

---

It seems you have the same bottom tier ethics as you did 23 years ago. Paying a debt *you* accrued isn't a privilege, it's holding yourself accountable for your own actions. 

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I hear what you're saying but shouldn't we then take that same standard and apply it to oranizations?  I mean shouldn't GM, Chrysler and a large number of banks have been allowed to go out of business?  I guess we could have sold off Detroit and Puerto Rico to pay their debts  .... I guess what I'm saying is everyone, people and companies alike, make mistakes......sure companies are not required to do business with everyone nor are individuals but to shame someone for their past mistake, sorry I'm not there personally....and yes I do choose to do business with a number of oranizations that have needed assistance in their past, but it's my choice to look past their prior mistakes 

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The difference is all of those businesses/banks re-paid their debts with interest. 

Making a mistake is one thing, but to avoid taking accountability and then expect a second chance without repaying the original obligation is hilariously disgusting. 

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Your statement is factually incorrect, yes old GM's secured creditors were "largely made whole" but that is not the same things as paying 100% of the debt back with interest, Chrysler paid back even less....we can go on and on but again your statement is factually incorrect 

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False, both repaid their debts ahead of schedule with interest. The terms were poorly created by the administration at the time, but that doesn't change the fact the automakers did exactly what was expected of them.