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Offer to Apply for the amex gold

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taxi818
Super Contributor

Offer to Apply for the amex gold

I just got email offer to apply for the amex gold. i don't know why. as i already have the amex green and the delat gold. which is at 10.500. anyway. i wonder seeing i have only had both cards since october . is it possible to just upgrade my green card to the gold. i really don't see any difference except the AF. and advice. or should i just go to chat and ask amex?

Message 1 of 10
9 REPLIES 9
Anonymous
Not applicable

Re: Offer to Apply for the amex gold

 


@taxi818 wrote:

I just got email offer to apply for the amex gold. i don't know why. as i already have the amex green and the delat gold. which is at 10.500. anyway. i wonder seeing i have only had both cards since october . is it possible to just upgrade my green card to the gold. i really don't see any difference except the AF. and advice. or should i just go to chat and ask amex?


From my personal experience you cannot upgrade from any charge card to another card with higher AF in same category within 13 months of the card being open.  It's not AMEX rules it's the Card Act.  

Message 2 of 10
taxi818
Super Contributor

Re: Offer to Apply for the amex gold


@Anonymous wrote:

 


@taxi818 wrote:

I just got email offer to apply for the amex gold. i don't know why. as i already have the amex green and the delat gold. which is at 10.500. anyway. i wonder seeing i have only had both cards since october . is it possible to just upgrade my green card to the gold. i really don't see any difference except the AF. and advice. or should i just go to chat and ask amex?


From my personal experience you cannot upgrade from any charge card to another card with higher AF in same category within 13 months of the card being open.  It's not AMEX rules it's the Card Act.  


Thanks for the info. Why in the world would i want 2 charge cards. im baffled as to why they would even give me this offer. in fact. i really don't need a 3rd amex period. maybe in the future. i will get rid of the green card. before the AF hits. and go with another revolver. my delta is fine . as i fly delta only anyway. and you get lots of miles if you buy delta everything. even a soda. Smiley Very Happydid not know card act says can't upgrade for same kind of card. hmmm.

Message 3 of 10
Anonymous
Not applicable

Re: Offer to Apply for the amex gold

They sent you the offer bc its a marketing email, not targeted. A few of us have received the same today
Message 4 of 10
taxi818
Super Contributor

Re: Offer to Apply for the amex gold


@Anonymous wrote:
They sent you the offer bc its a marketing email, not targeted. A few of us have received the same today

OK. thanks HF. will just ignore it.

Message 5 of 10
Habibimo
Regular Contributor

Re: Offer to Apply for the amex gold

Yeah, I received it too today, even though I was denied ED last week Smiley Very Happy

|| Amex BCE $18,000 || QuickSilver WMC $8,500 || Freedom Visa Signature $10,000 || Discover IT $11,800 || BestBuy $2,800 || Venture Visa Signature $17,750 || NASA FCU Platinum Cash Rewards $7,000 || Amazon Store Card $20,000 || Overstock $11,500 || Lowe's $25,000 || NFCU Platinum $9,600 || Chase Marriott $10,000 || Chase FU $15,7000 || NFCU CLOC $15,000 ||
Message 6 of 10
woodyman100
Valued Contributor

Re: Offer to Apply for the amex gold

Me too
NFCU-ICCU-EECU-Texas Trust CU-PSECU-DoverFCU-HarvardFCU-Keypoint CU-DCU-Union Square FCU-SignatureFCU-AODFCU-RedstoneFCU-RRCU-UFCU-USAllianceFCU-ANB-CapitalOne-Regions-Goldman Sachs (Apple)-Barclay-G Bank-Evolve-Fifth Third-Gemini-Huntington-Imprint-USBank-Pinnacle-John Deere-Discover-BofA-BofA Biz-Chase-Chase Biz-Amex-Amex Biz-Wells Fargo-Commerce-FNBO-Citi-Citi Biz-Synchrony-Synchrony Biz-Target TD-Third Coast Bank-Trevipay-UMB-USAA-Amegy-Amegy Biz-Citizens Biz-Comenity-Bread -DSNB-Webbank
Message 7 of 10
TheGardner
Valued Contributor

Re: Offer to Apply for the amex gold

I got it too, I even already have the card lol
If anyone needs me I will be In The Garden. Goal Score: 760 for all in 2015.
Current FICO Scores EX: 715 EQ: 756 TU: 762
Last APP April 21, 2015.
Victim of The great AMEX HP heist of Dec 1st, 2nd and 3rd of 2014.
Message 8 of 10
ecxpa
Valued Contributor

Re: Offer to Apply for the amex gold

Got it too.......have the green card already and AU on ED card.....they won't let me have my own revolver though.  I took the bait to upgrade my Green to the PRG but called and backed out earlier this month I think or was it last monthSmiley Tongue

Message 9 of 10
ddemari
Super Contributor

Re: Offer to Apply for the amex gold

I have an amex charge card and received that email today too. Its promotional and i remember a long time signing up to get those.
They mean nothing
Message 10 of 10
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