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Official NFCU CLI Guide

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StartingLifeOver
Regular Contributor

Re: Can we have "OFFICIAL NFCU CLI - HOW IT WORKS!"


journey258 wrote:

 

What I did notice however, is that with the first request the approval popped up immediately after hitting enter. With the second request, after I hit enter there was a second "confirmation" screen confirming my request. I should have stopped there, because I didn't remember that happening the first time. After submit, the 3-5 msg.


 

Ooooh!! Now this gets me excited!  Smiley LOL Can anyone else recall noticing this for a SP or HP? 

NFCU Cash Rewards $16,100/FNBO Platinum $9.100/Best Buy Citibank $2,500/Care Credit $7,600/TJ Maxx $1000/Neiman Marcus $7000/Saks5thAve $2500

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Current Score: TU 706 EQ FICO 701 EX 704
Goal Score: 720

Message 61 of 5,746
Anonymous
Not applicable

Re: Can we have "OFFICIAL NFCU CLI - HOW IT WORKS!"

Rhaeny maybe on to something. Journey258 dd you get an instant after you hit continue on the screen that says Provide Primary Cardholder's information or was it the next screen after that.

Message 62 of 5,746
Rhaeny
Valued Contributor

Re: Can we have "OFFICIAL NFCU CLI - HOW IT WORKS!"


@madmann26 wrote:
Simmer down Rhaeny....lol

I know right!!...LOL

Cap1 Quicksilver 11.5K | Chase Amazon Visa 10K | Citizens Bank MC 8K | Citibank MC 5.2K | Home Depot 5K | Bank of America Visa 4.5K | Best Egg Visa 3.8K | Dell 3.5K |Ally MC 2.9K | Apple 2.25K | Merrick Visa 2.3K | Amazon Store (SYNC) 1.8K



Fico Score 8: Equifax 725 | Transunion 742 | Experian 734
Message 63 of 5,746
Anonymous
Not applicable

Re: Can we have "OFFICIAL NFCU CLI - HOW IT WORKS!"


@Anonymous wrote:

Rhaeny maybe on to something. Journey258 dd you get an instant after you hit continue on the screen that says Provide Primary Cardholder's information or was it the next screen after that.


Yes. The second time when I got the 3-5 day msg, I got the confirmation screen.

Message 64 of 5,746
Anonymous
Not applicable

Re: Can we have "OFFICIAL NFCU CLI - HOW IT WORKS!"

We may have just found a way to avoid HPs on CLI's all together.

Message 65 of 5,746
Anonymous
Not applicable

Re: Can we have "OFFICIAL NFCU CLI - HOW IT WORKS!"


@Anonymous wrote:

We may have just found a way to avoid HPs on CLI's all together.


Now, I'm really tempted to do this. But until we get a firm result on this, I will wait until then.

Message 66 of 5,746
madmann26
Valued Contributor

Re: Can we have "OFFICIAL NFCU CLI - HOW IT WORKS!"

Come to think of it,


When I was doing my requests, I was never given the confirmation screen, it was just BAM! instantly approved.

 

 

Current Scores - 12/27/2024


FICO 8


EQ - 689


TU - 731


EXP - 717


Message 67 of 5,746
Anonymous
Not applicable

Re: Can we have "OFFICIAL NFCU CLI - HOW IT WORKS!"

I had second thoughts about going through with it. Can someone tell me if I got that "second" screen?

 

-I submitted the info for CLI on the first page (basic info, limit amount, etc.), then I got to the next page with the co-applicant's information (wife's info), then I got a "review and confirm" page. Does that last page count as the "second" screen a poster mentioned about it resulted in a HP? Or is that considered the standard "first" screen?

 

I chickened out before proceedeing onward...

Message 68 of 5,746
dodfire
Valued Contributor

Re: Can we have "OFFICIAL NFCU CLI - HOW IT WORKS!"

I am curious to know this also....
*8/10/13
Message 69 of 5,746
Rhaeny
Valued Contributor

Re: Can we have "OFFICIAL NFCU CLI - HOW IT WORKS!"


@Anonymous wrote:

I had second thoughts about going through with it. Can someone tell me if I got that "second" screen?

 

-I submitted the info for CLI on the first page (basic info, limit amount, etc.), then I got to the next page with the co-applicant's information (wife's info), then I got a "review and confirm" page. Does that last page count as the "second" screen a poster mentioned about it resulted in a HP? Or is that considered the standard "first" screen?

 

I chickened out before proceedeing onward...


I'm trying to remember exactly.  I put in my info (no co-applicant) which was salary, housing and amount, then another screen popped up re-confirming what I put in and I hit submit, it is the next screen (3rd) that popped up and gave me the increase without the hp.

Cap1 Quicksilver 11.5K | Chase Amazon Visa 10K | Citizens Bank MC 8K | Citibank MC 5.2K | Home Depot 5K | Bank of America Visa 4.5K | Best Egg Visa 3.8K | Dell 3.5K |Ally MC 2.9K | Apple 2.25K | Merrick Visa 2.3K | Amazon Store (SYNC) 1.8K



Fico Score 8: Equifax 725 | Transunion 742 | Experian 734
Message 70 of 5,746
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