Official NFCU CLI Guide

[electra]

Ugh...I got all brave and tried it.  Got a weird message about them not being able to process it (saw the second confirmation screen first) and to call them.  Sitting on hold now. 

[electra]

Wondering if this has anyting to do with the "Fraud alert" the CRAs placed on my file during Hipaa dispute...

[electra]

OMG!! OMG!!

<3 NFCU <3 !!!!!!!!!

Creditaddict...you were right!!

I talked to the guy...he asked me a few questions (same thing I'd already filled out online, employer, annual income, rent/mortgage), what CLI I wanted.  I was too chicken to ask for $25k so I asked for $20k.  He initially told me it would take 1-2 days to get back to me but then it was approved the second he put it through at.....$25k!!!

Huzzah!!!  Oh frabjous day!!!

[Rhaeny]

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@electra wrote:

OMG!! OMG!!

<3 NFCU <3 !!!!!!!!!

Creditaddict...you were right!!

I talked to the guy...he asked me a few questions (same thing I'd already filled out online, employer, annual income, rent/mortgage), what CLI I wanted.  I was too chicken to ask for $25k so I asked for $20k.  He initially told me it would take 1-2 days to get back to me but then it was approved the second he put it through at.....$25k!!!

Huzzah!!!  Oh frabjous day!!!

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Congrats!!

But a little confused....was it $20 or $25?  Nonetheless, both of them are grand!

[electra]

LOL, I was so excited I probably didn't make a whole lot of sense.

I asked for $20 and they countered with $25.  

[Rhaeny]

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@electra wrote:

LOL, I was so excited I probably didn't make a whole lot of sense.

I asked for $20 and they countered with $25.  

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Now that is awesome now isn't it?  You ask for less and they give you more...LOL!!

Gotta gotta luv NFCU!!

[hersheykisses]

Congrats how awesome is that? Wow

[Brusilov]

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@Rhaeny wrote:

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@Brusilov wrote:

Probably a simple question but for NavChek is there a CLI request option in the menus somewhere or do you need to call?  Or can you ask via secure messaging?  I only recently signed up and asked for the modest $5K.  

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You request a CLI on NavCheck by selecting the option to apply for a LOC.  After you get into that link it will ask you if you want an increase or new loan.

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Thanks, I gave that a try and requested $15,000.  I got the message that it's under manual review and that usually a decision is made within 1 hour.  So...fingers crossed!

[Sitori]

When it's under review, or you get the 3-5 day message, what does that mean exactly? What are doing in the process? are they reviewing credit reports? Contacting people for verification purposes? Looking over your banking history with them? I'm curious as to what they do when they say they need to review or give u the wait message.

[Brusilov]

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@Brusilov wrote:

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@Rhaeny wrote:

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@Brusilov wrote:

Probably a simple question but for NavChek is there a CLI request option in the menus somewhere or do you need to call?  Or can you ask via secure messaging?  I only recently signed up and asked for the modest $5K.  

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You request a CLI on NavCheck by selecting the option to apply for a LOC.  After you get into that link it will ask you if you want an increase or new loan.

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Thanks, I gave that a try and requested $15,000.  I got the message that it's under manual review and that usually a decision is made within 1 hour.  So...fingers crossed!

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Wooooo!!!! Doing the happy dance this morning.  Approved for the full amount of $15,000!