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Official NFCU CLI Guide

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Anonymous
Not applicable

Re: Can we have "OFFICIAL NFCU CLI - HOW IT WORKS!"


@shols44 wrote:

@Anonymous wrote:

OMG! I was emboldened by this thread, and decided to press the LUV button for my cashRewards. It's been just over two months (account I believe was opened on 3/6). Submitted the info and asked for 1800 (from 1500) and passed the SECOND confirmation screen. BAM. Instant approval!!! 

 

So excited, tempted to ask for more LOL. 


You only asked for 1800? You deserve a cyber uppercut! Log back in and ask for a large testicle sized increased like 15K increase!


LOL. I kept pushing the LUV button... ended up going to 3,000. Given my income (25K), I'm not sure what their ceiling is for me! 

Message 161 of 5,746
shols44
Frequent Contributor

Re: Can we have "OFFICIAL NFCU CLI - HOW IT WORKS!"


@Anonymous wrote:

@shols44 wrote:

@Anonymous wrote:

OMG! I was emboldened by this thread, and decided to press the LUV button for my cashRewards. It's been just over two months (account I believe was opened on 3/6). Submitted the info and asked for 1800 (from 1500) and passed the SECOND confirmation screen. BAM. Instant approval!!! 

 

So excited, tempted to ask for more LOL. 


You only asked for 1800? You deserve a cyber uppercut! Log back in and ask for a large testicle sized increased like 15K increase!


LOL. I kept pushing the LUV button... ended up going to 3,000. Given my income (25K), I'm not sure what their ceiling is for me! 


LOL! I'd like to find out too. I;d just keep pushing till it got there!


Starting Score: 501
Current Score: 754 EQ,TU 745,EX 750
Goal Score: 800

Message 162 of 5,746
Anonymous
Not applicable

Re: Can we have "OFFICIAL NFCU CLI - HOW IT WORKS!"


@shols44 wrote:

@Anonymous wrote:

@shols44 wrote:

@Anonymous wrote:

OMG! I was emboldened by this thread, and decided to press the LUV button for my cashRewards. It's been just over two months (account I believe was opened on 3/6). Submitted the info and asked for 1800 (from 1500) and passed the SECOND confirmation screen. BAM. Instant approval!!! 

 

So excited, tempted to ask for more LOL. 


You only asked for 1800? You deserve a cyber uppercut! Log back in and ask for a large testicle sized increased like 15K increase!


LOL. I kept pushing the LUV button... ended up going to 3,000. Given my income (25K), I'm not sure what their ceiling is for me! 


LOL! I'd like to find out too. I;d just keep pushing till it got there!


I'm afraid of a HP, though! So far, they've been soft.

Message 163 of 5,746
PokemonMaster
Frequent Contributor

Re: Can we have "OFFICIAL NFCU CLI - HOW IT WORKS!"

I have 15k income and I straight up asked for 25k and they countered with 5k.

Message 164 of 5,746
Anonymous
Not applicable

Re: Can we have "OFFICIAL NFCU CLI - HOW IT WORKS!"


@PokemonMaster wrote:

I have 15k income and I straight up asked for 25k and they countered with 5k.


I have 25K, and I'm at 10K CL, so I think I've reached or am very close to the internal limit. lol. 

Message 165 of 5,746
Anonymous
Not applicable

Re: Can we have "OFFICIAL NFCU CLI - HOW IT WORKS!"

AND, I've reached it! Requested 15K, and countered at 11K... considering this was my first CC in March (they've been SO good to me) at 1500CL, I'll take this, with a bottle of red. LOL. This forum is, quite simply, amazing. 

 

~ The F. Ace

Message 166 of 5,746
Creditaddict
Legendary Contributor

Re: Can we have "OFFICIAL NFCU CLI - HOW IT WORKS!"


@Anonymous wrote:

AND, I've reached it! Requested 15K, and countered at 11K... considering this was my first CC in March (they've been SO good to me) at 1500CL, I'll take this, with a bottle of red. LOL. This forum is, quite simply, amazing. 

 

~ The F. Ace


Thank goodness I had been out and didn't sign in on the phone and you got to here before I got home... You were missing the WHOLE POINT of the post... until you get a counter, you have more room for CLI and if you never got a counter and straight to 3-5, you are either over $25k line or you never would have gotten ANY CLI without a HP.

CONGRATS!

Message 167 of 5,746
Siopao
Regular Contributor

Re: Can we have "OFFICIAL NFCU CLI - HOW IT WORKS!"


@Anonymous wrote:

AND, I've reached it! Requested 15K, and countered at 11K... considering this was my first CC in March (they've been SO good to me) at 1500CL, I'll take this, with a bottle of red. LOL. This forum is, quite simply, amazing. 

 

~ The F. Ace


That's awesome!  Congrats!!!

Message 168 of 5,746
ktl72455
Valued Contributor

Re: Can we have "OFFICIAL NFCU CLI - HOW IT WORKS!"

Congrats!!!!!   Starry1 are you next?? Smiley Wink

From MI.
12/4/12 TU 589 MyFico ~EQ 579 MyFico ~EX 577(Fako)

Myfico 8 scores
6/12/20 TU 803 ~ EQ 814~ Ex 784
My Wallet: Cap1 3,500K ~FH 2950~Credit One 1750~Credit one #2 1250~Orchard Bank 400 ~NFCU nRewards 18,000~NFCU Cash Rewards 18,500 ~Care Credit 12000~Discover 6000~Lowes 5450~ Amex 5400.00 ~ Harvest King 8000 ~ Langley~Penfed~Service CRU~red stone cru~
UTL 17%
Message 169 of 5,746
starry1
Valued Contributor

Re: Can we have "OFFICIAL NFCU CLI - HOW IT WORKS!"


@ktl72455 wrote:

Congrats!!!!!   Starry1 are you next?? Smiley Wink


Not yet.  No one answered my question if I should wait until like the 3rd or 4th statement.  I've only had two so far.


Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 1/22/15 TU 645; EQ 605; EX 633 New goal 675
Cap1 sec $1k (SD) / Fingerhut $2k / Flagship $12k / cashRewards $12k / NavChek $15k / Amazon $2k / Von Maur $1k / Firestone $2.2k / BCU $3k / NFL $1k / QS1 $750 / Target $400 / PPSC $800 / Conoco $700 (last app 09/29/14)
Message 170 of 5,746
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