Official NFCU CLI Guide

[dodfire]

What is your UTL % ?

Credit Scores?

Do you have a current card with NFCU?

What is the limit?

Do you have Direct Deposit ?

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@fishbjc wrote:

U guys have any idea what to expect:  Income $100,000 year, paid off mortgage, one auto loan $375 monthly and cc payments of $90.  No other debt.

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[fishbjc]

Utility is under 15%, scores on EQ closing in on 700

Current Card with 5K

No to dd with NFCU...ain't gonna happen!

[dodfire]

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@fishbjc wrote:

Utility is under 15%, scores on EQ closing in on 700

Current Card with 5K

No to dd with NFCU...ain't gonna happen!

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I bet you can get $20k

[Creditaddict]

$25k instant... What you waiting for?

[-twice-]

I just applied for flagship and received the 1 day notice. Applied for Nav check while I was waiting...instant approval for 15kk

[Scupra]

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@dodfire wrote:

I have had 2 cards with NFCU since February 2013.

CashRewards $10k

Flagship Signature $10k

Today I requested CLI of $25k on both cards via online system.

I got counter offer on each card at $22k

Thats a total CLI of $24k today with only SP

I could not be happier!!!

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I hate this thread Lol, I got my cashRewards card in Feb 2013 as well. $1k limit and have put just about the limit through every month and paid down to $90 It's the only card reporting a balance so I left it at 9% util. I want to ask for a CLI sooooo bad haha!

[Creditcurious74]

Don't be afraid Scupra. I also had a 1k cc limit and applied at same time as you so you're on the past 90 days. My credit limit went from 1k to 15k. Keep us posted if you decide to press the CL button.

[Scupra]

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@Zelaya wrote:

Don't be afraid Scupra. I also had a 1k cc limit and applied at same time as you so you're on the past 90 days. My credit limit went from 1k to 15k. Keep us posted if you decide to press the CL button.

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Ohhh my.. I have had my secured card through them since October 2012 as well. I have checking (w/ direct deposit), two savings and a Roth IRA as well. Definitely a NFCU fan boy lmao

[Siopao]

I really need to stay away from this thread!

I just got my card back in April and already thinking of when I can hit that luv button and hoping it will be an SP.  I think I'll wait at least 3 billing cycles.

[Creditcurious74]

3 months is the ideal time.