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Official NFCU CLI Guide

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Rhaeny
Valued Contributor

Re: Can we have "OFFICIAL NFCU CLI - HOW IT WORKS!"


@Creditaddict wrote:
OP isn't talking about doing PC, they are asking about moving some CL from the visa to a second card that's mc.... We just did this with our cash for the flagship, it is a new account and reports as such.

eeekkkk!!! I was hoping not!  AAoA here we go....damn!!

Cap1 Quicksilver 11.5K | Chase Amazon Visa 10K | Citizens Bank MC 8K | Citibank MC 5.2K | Home Depot 5K | Bank of America Visa 4.5K | Best Egg Visa 3.8K | Dell 3.5K |Ally MC 2.9K | Apple 2.25K | Merrick Visa 2.3K | Amazon Store (SYNC) 1.8K



Fico Score 8: Equifax 725 | Transunion 742 | Experian 734
Message 321 of 5,746
Anonymous
Not applicable

Re: Can we have "OFFICIAL NFCU CLI - HOW IT WORKS!"

You're right. My bad. I read too quickly. Smiley Sad

 

I feel shame. 

Message 322 of 5,746
Scupra
Super Contributor

Re: Can we have "OFFICIAL NFCU CLI - HOW IT WORKS!"

About 2 weeks ago I asked for $5,000 and got an instant approval. Today I asked for $25,000 and was offered $7,000 Smiley Happy Glady accepted! 8 months post bk7 discharge and this is the highest limit I've ever had. 

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 323 of 5,746
Anonymous
Not applicable

Re: Can we have "OFFICIAL NFCU CLI - HOW IT WORKS!"


@Scupra wrote:

About 2 weeks ago I asked for $5,000 and got an instant approval. Today I asked for $25,000 and was offered $7,000 Smiley Happy Glady accepted! 8 months post bk7 discharge and this is the highest limit I've ever had. 


Awesome! Did you get a HP upon your 1st CLI or was all the CLI's SP?

Message 324 of 5,746
Scupra
Super Contributor

Re: Can we have "OFFICIAL NFCU CLI - HOW IT WORKS!"


@Anonymous wrote:

@Scupra wrote:

About 2 weeks ago I asked for $5,000 and got an instant approval. Today I asked for $25,000 and was offered $7,000 Smiley Happy Glady accepted! 8 months post bk7 discharge and this is the highest limit I've ever had. 


Awesome! Did you get a HP upon your 1st CLI or was all the CLI's SP?


All of my CLI's were SP. Only HP I got was to open the card originally.

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 325 of 5,746
Anonymous
Not applicable

Re: Can we have "OFFICIAL NFCU CLI - HOW IT WORKS!"

Great thread!  I just joined NFCU on Friday, was gonna wait to apply for CC but after reading this thread I pulled the trigger.  Got 3-5 day messsage for gorewards app (no option for credit limit request).  Also app'd for $5K LOC, got 1 hour message.  Now I wait impatiently, will update when I get an answer.

Message 326 of 5,746
Anonymous
Not applicable

Re: Can we have "OFFICIAL NFCU CLI - HOW IT WORKS!"

You'll get it. If you have your cell phone number listed on your account, you'll probably even get a text message telling you that your card was approved.

 

I've gotten yelled at for this on here before too. You should've just applied for the max LOC $15k, because they always counter offer if you don't get it.

Message 327 of 5,746
Anonymous
Not applicable

Re: Can we have "OFFICIAL NFCU CLI - HOW IT WORKS!"

They just called to verify my address, on hold with them now.

Message 328 of 5,746
Siopao
Regular Contributor

Re: Can we have "OFFICIAL NFCU CLI - HOW IT WORKS!"


@Anonymous wrote:

They just called to verify my address, on hold with them now.


Congrats!!!  You're in!

Message 329 of 5,746
dodfire
Valued Contributor

Re: Can we have "OFFICIAL NFCU CLI - HOW IT WORKS!"

Tell us tell us tell us!!!!

*8/10/13
Message 330 of 5,746
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