Official NFCU CLI Guide

[Anonymous]

me too LS2982.  My grandfateher was in the army but it said i didn't qualify cause i didn't provide half his support....maybe the will have open enrollment day SOON!

[Anonymous]

WHOW! Rhaeny what kind of income are you pullin in,,,if u dont mind tellin?

[Creditaddict]

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@Anonymous wrote:

me too LS2982.  My grandfateher was in the army but it said i didn't qualify cause i didn't provide half his support....maybe the will have open enrollment day SOON!

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recently people have been reporting success calling and enrolling for membership over the phone then later once approved going back online for credit products.

have you tried this way? they seem to carry the qualifications out a little further then online system. but some have also had to provide birth certificates to prove the relatives relationship all the way to mother showing it was her father so the son/daughter qualified or something if I remember the post correctly!!!

[GatorGuy]

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@Creditaddict wrote:

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@GatorGuy wrote:

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@Creditaddict wrote:

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oh yes for you... HP.  So far that holds true to the core... anything over $25k is always a manual review with HP.

Just get a 2nd and 3rd card

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Thanks, good to know. Maybe for my next increase I'll ask for the full $80k...and then get the 2nd card.

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See I think I'm going to have to make my partner more test market... he broke $5k off his $35k Cash Visa to open Flagship (they stated he had enough credit at the time)

so the question is:

1. Does it still come with the usual first CLI HP

2. After getting the card and having it does his "has enough credit" raise

3. How long should he wait before asking for 1st CLI.

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Would love to know those things as well. Was he how you found out that everything is a HP and manual review above $25k? Do you know what the max CL is on the cash rewards card is?

[Anonymous]

ok i gotta know GatorGuy!How long were you a member before applying for the card, where you,yourself in the navy, and dang man how much you got sittin in that acct..lol

also what does your credit report look like?  This would be much appreciated.

[Creditaddict]

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@GatorGuy wrote:

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@Creditaddict wrote:

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@GatorGuy wrote:

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@Creditaddict wrote:

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oh yes for you... HP.  So far that holds true to the core... anything over $25k is always a manual review with HP.

Just get a 2nd and 3rd card

---

Thanks, good to know. Maybe for my next increase I'll ask for the full $80k...and then get the 2nd card.

---

See I think I'm going to have to make my partner more test market... he broke $5k off his $35k Cash Visa to open Flagship (they stated he had enough credit at the time)

so the question is:

1. Does it still come with the usual first CLI HP

2. After getting the card and having it does his "has enough credit" raise

3. How long should he wait before asking for 1st CLI.

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Would love to know those things as well. Was he how you found out that everything is a HP and manual review above $25k? Do you know what the max CL is on the cash rewards card is?

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Shoot, of course I can't find the list... they are all $80k I think accept Flagship that can go another $10 or $20k or flagship is $80k and the others are 60k.... they have a chart somewhere.

and yes it was his HP on CLI that got my thinking rolling.  The with the help of hundreds of credit crazed fico members I think we confirmed!

[GatorGuy]

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@Anonymous wrote:

ok i gotta know GatorGuy!How long were you a member before applying for the card, where you,yourself in the navy, and dang man how much you got sittin in that acct..lol

also what does your credit report look like?  This would be much appreciated.

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I became a member and applied for the card on the same day. So when I asked for the CLI I had only been approved for the card for one week. I had been a member for approx 2 weeks. I became a member through my wife who's father was retired Army. I opened my checking account through them with only $100. I think my score at the time of approval was 773. They also verified my income through paystubs.

[Anonymous]

awesome thanks gatorguy for the quick response

[StartingLifeOver]

CycleNKY, I had the $500 limit for six months exactly.

[kampfer09]

There really good CU I can't really say thing but the best for them. The same thing happen to me $7k approved for their flagship sig and hit the love button boom $15k. I only had the card for two weeks. Too bad I had to stay in the garden for 6 months and apply for their cash reward one.