Official NFCU CLI Guide

[GCM415]

I'm hoping so, but now the nerves have set in a bit heh. Do I wait 3-5 days to find out or is there another way?  

[Creditaddict]

Just got in and check status or click on your credit card in a few hours to look at posted credit line... That's how I saw the credit line increase had been approved on ours.

[GCM415]

It's been a few hours and I haven't seen anythng online about the CLI or the overdraft checking line of credit. Uh oh, not looking good.

[kampfer09]

It takes 24 hours to update there system to see the CLI on your account.

[bman86]

Does anyone know how often NFCU does soft pulls for account reviews? The last AR I have for them is 4/30.

[kilj0y]

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@kampfer09 wrote:
It takes 24 hours to update there system to see the CLI on your account.

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Everytime they have updated stuff in their system it has updated instantly online for me.

[hersheykisses]

Ask for CLI after 3rd statement or 4th statement?????  Will it be a HP? as i had asked about a month after getting the card and was a HP denied due to "insufficient income"

[Creditaddict]

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@kerbear1969 wrote:

Ask for CLI after 3rd statement or 4th statement?????  Will it be a HP? as i had asked about a month after getting the card and was a HP denied due to "insufficient income"

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all signs previously say once you have the first HP CLI, future should be SP.

but since you had a denial, not sure if that changes things.

[bman86]

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@kerbear1969 wrote:

Ask for CLI after 3rd statement or 4th statement?????  Will it be a HP? as i had asked about a month after getting the card and was a HP denied due to "insufficient income"

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I had them HP me three times for two cards regarding a CLI within two days of eachother. I would be careful a lot of people on here agree they go HP crazy. Do you have any other installment loans with them or in general? They take those monthly payments into account with your income when then determine a CLI.

[hersheykisses]

I have Nav Check, the two cc a savings and checking, i definatley dont want a HP.