Official NFCU CLI Guide

[peghede]

lol, im still working on it , wish navy give me cli on first card, i spend 10 ,13k monthly on that card and pif last month i run 21k on that card and pif few days ago. also i run 2, to 5k to cloc and also pif.

[Anonymous]

I have to ask you know for the children why do you need $20K (not $10K or $30K) and in the next 24 hours? (not in a week or a month).

Walmart or Marvel MC or Lowe's card for people in the 680-700 TU range with a call to CS after the initial approval is normally $5K-$12K starting limits.

[peghede]

i closed myself 17 accounts with synchrony (r.i.p) cuz of lexus nexus bs .lexus nexus can .....im not gonna say it.Also 20k is what i need for tonight. by end of month probably will add 70k to 140k in new credit.

[Creditaddict]

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@peghede wrote:

i closed myself 17 accounts with synchrony (r.i.p) cuz of lexus nexus bs .lexus nexus can .....im not gonna say it.Also 20k is what i need for tonight. by end of month probably will add 70k to 140k in new credit.

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Do you have PenFed?

[Anonymous]

CA, posted in other thread re/ CLI request question, but am getting kind of confused re/ where to post with two really long threads going on this same topic. Not sure which thread to post in.

http://ficoforums.myfico.com/t5/Credit-Card-Applications/Navy-Federal-UPDATED-CLI-and-2ND-ACCOUNT-TH...

[kobe2012]

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@Aduke1122 wrote:
Just be careful Kobe , don't want you to run the risk of them thiking you are a risky customer , I know how hard it is to wait TRUST ME , I have had to talk myself out of apping for CLI several times , I'm going to follow CA advice from this thread bc the majority speaks for it to work . So I wanna have the best chances for increases.

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My app with them are all over d place right now, from cli , to navcheck to second card, all have been denied.. My score has increased by +20 points.. Not sure if they have a diff criteria for people with recent bk .. Mine is 10 months old

[Anonymous]

I was just approved for a Cahs Rewards 1K limit. Fico 4 Bankcard 664. What does NFCU look for when giving the CLI at month 3? How much do you have to spend? How much of a score increase do you need? etc. Thanks

[Creditaddict]

612 or 664 TU?
You don't need to spend much.

[Anonymous]

TU Fico 8- 612
TU Bankcard 4- 664

[Creditaddict]

Navy uses a mix of their own correct. Whatever they used couldn't have been 664 to only give you $1k