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Official NFCU CLI Guide

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Anonymous
Not applicable

Re: Official NFCU CLI Guide

lol I want to! but i will try really hard to wait until sat! when my 3rd statment cuts! if i dont get it then im going to try for a 2nd card! 

Message 5531 of 5,746
credit_endurance
Valued Contributor

Re: Official NFCU CLI Guide


@Aduke1122 wrote:
It's my turn this round but I can't hit it until my statement cuts on the 5th 😊

My statement doesn't cut until the 21st 😕 Although my account is past the 90 day mark I'm trying to be patient enough to wait on that 3rd statement. I do remember some having success in 90 days of account creation opposed to 3rd statement.

Starting FICO08 Scores 2016 All in the mid 500’s
Current FICO08 Scores SEP 2023 (TU 834) (EQ 831 (EXP 831)

“The credit is no longer bruised, it has endured the test of time” (formally know as bruisedcredit)

Message 5532 of 5,746
Anonymous
Not applicable

Re: Official NFCU CLI Guide

Message 5533 of 5,746
Anonymous
Not applicable

Re: Official NFCU CLI Guide

OMG its so hard....lol just to know that its possiable makes it worse lol all of these success stories! 

Message 5534 of 5,746
Aduke1122
Senior Contributor

Re: Official NFCU CLI Guide

I think it all depends on your profile and scores but yes some have has luck with 90 days , I myself am waiting until my 3rd cuts lol don't want to risk it 😂
Message 5535 of 5,746
Anonymous
Not applicable

Re: Official NFCU CLI Guide

Yes...as am I ...im on the 5th as well..we shall hit the luv button on saturday Smiley Wink

Message 5536 of 5,746
Aduke1122
Senior Contributor

Re: Official NFCU CLI Guide

Yes everytime I get set on a date to do it I talk myself out of it , now it's maybe I should wait a bit longer than the 5t to let all my accy balances update lol
Message 5537 of 5,746
Aduke1122
Senior Contributor

Re: Official NFCU CLI Guide

Account **** I'm just nervous I guess
Message 5538 of 5,746
Anonymous
Not applicable

Re: Official NFCU CLI Guide

very true!!! i sayif you can wait then i surely would! if i get denied which is possiable b/c my EQ is the worst and lowest score ..then i will wait it out....i may just try for a new card since they pull TU ! 

Message 5539 of 5,746
Anonymous
Not applicable

Re: Official NFCU CLI Guide

AR seems to have happened Smiley Happy

Approved for 5k on 6/23
Statements: 8/3, 9/3, 10/3

Attempted CLI 9/10 and couldn't cancel HP, but was declined due to "account too new"
Attempted CLI 11/1 with instant approval SP CLI to 10k

Applied for 2nd card immediately after SP CLI on my 1st card, with instant approval for 5.5k



Can someone remind me the recommendation to get my 2nd card to the same limit as the 1st?

Message 5540 of 5,746
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