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@UncleB wrote:
@michaels88369 wrote:
I just tried and got the 24 hour message. I am on the phone to cancel the request now. I've had this card for about 9 months with zero increases. Don't always pay in full but usually within 3 statements it's back to zero balance. Scores in the 650's. Not sure why they will not help with an increase. I recently got a $1000 amazon card, and authorized user on my father's $8000 Gorewards card. My limit on my Nrewards is still a low $500My account will be a year old in two weeks, and after the last AR I hit the button for the first time ever... got the 24 hour message as well.
I waited it out - it actually took two days - but I ended up with a $4.7k CLI making my new credit line an even $20k (which is what I wanted anyway). While it did take a HP I think it was worth it... it might be worth it as well for you!
Of course I understand if you want to withdraw the request to avoid the HP; I'm just pointing out that it's not always bad news.
UB,
just hit the button on my rewards and went from $5500 to $15,000 yeah! sp.. had TU and EQ locked down.
Do they allow increase on multi cards same time?
I got the CashRewards card on 7/21/16 with a starting CL of $2,000.
I was disappointed with the starting CL but I used it almost daily and PIF since I had it.
My 3rd. statement cut on 10/22.
I hit the LUV button last night and got an instant increase of $13,000.
My new credit line is $15,000.
I couldn't believe it I almost fell out of my chair.
@Anonymous wrote:
@UncleB wrote:
@michaels88369 wrote:
I just tried and got the 24 hour message. I am on the phone to cancel the request now. I've had this card for about 9 months with zero increases. Don't always pay in full but usually within 3 statements it's back to zero balance. Scores in the 650's. Not sure why they will not help with an increase. I recently got a $1000 amazon card, and authorized user on my father's $8000 Gorewards card. My limit on my Nrewards is still a low $500My account will be a year old in two weeks, and after the last AR I hit the button for the first time ever... got the 24 hour message as well.
I waited it out - it actually took two days - but I ended up with a $4.7k CLI making my new credit line an even $20k (which is what I wanted anyway). While it did take a HP I think it was worth it... it might be worth it as well for you!
Of course I understand if you want to withdraw the request to avoid the HP; I'm just pointing out that it's not always bad news.
UB,
just hit the button on my rewards and went from $5500 to $15,000 yeah! sp.. had TU and EQ locked down.
Do they allow increase on multi cards same time?
Huge congrats!
As far as I know, each card is considered separately, so a CLI on one shouldn't make a difference with a CLI on another (positive or negative). On manual review YMMV, of course.
Since I only have one card with them I'll defer to the others on here who have multiple NFCU cards for further data points.
@Aduke1122 wrote:
Fiancé tried again today for CLI and it went to review again ,.he tried last AR and denied , he.has had 4 statements cut . I don't have alot of hope , I think they don't like him. I think it has to do with his acct being frozen when he joined and all the trouble he had to go thru to get it unfrozen, just my thoughts idk we will see .
My fingers are crossed for your fiancé, Aduke... as I mentioned, mine went to review last time as well but it turned out OK (with a HP, of course).
Let us know how it turns out!