No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
@Aduke1122 wrote:
Thanks UncB , I just don't know ,.they pulled TU his last CLI and I'm hoping they use EQ this time. It's my turn to try on Sunday but this makes me nervous
I know how you feel... I felt the same way when I gave it a try back in September.
I just told myself that even if they said 'no' I wouldn't be any worse off than I already was, the HP notwithstanding, of course. In my case I figured if I didn't at least try I would drive myself crazy wondering about what "might have been", which for me would be worse than a denial.
Either way, keep that chin up... either you'll get the CLI, or you'll know (and not have to wonder) that a little more work needs to be done before you try again next time - and there's always a next time!
V
@UncleB wrote:
@Anonymous wrote:
@UncleB wrote:
@michaels88369 wrote:
I just tried and got the 24 hour message. I am on the phone to cancel the request now. I've had this card for about 9 months with zero increases. Don't always pay in full but usually within 3 statements it's back to zero balance. Scores in the 650's. Not sure why they will not help with an increase. I recently got a $1000 amazon card, and authorized user on my father's $8000 Gorewards card. My limit on my Nrewards is still a low $500My account will be a year old in two weeks, and after the last AR I hit the button for the first time ever... got the 24 hour message as well.
I waited it out - it actually took two days - but I ended up with a $4.7k CLI making my new credit line an even $20k (which is what I wanted anyway). While it did take a HP I think it was worth it... it might be worth it as well for you!
Of course I understand if you want to withdraw the request to avoid the HP; I'm just pointing out that it's not always bad news.
UB,
just hit the button on my rewards and went from $5500 to $15,000 yeah! sp.. had TU and EQ locked down.
Do they allow increase on multi cards same time?
Huge congrats!
As far as I know, each card is considered separately, so a CLI on one shouldn't make a difference with a CLI on another (positive or negative). On manual review YMMV, of course.
Since I only have one card with them I'll defer to the others on here who have multiple NFCU cards for further data points.
I hit on my Go card and went from $14,000 to $15,000!! Hey $1000 bucs is a $1000 bucs.
thanks UB
@Anonymous wrote:V
@UncleB wrote:
@Anonymous wrote:
@UncleB wrote:
@michaels88369 wrote:
I just tried and got the 24 hour message. I am on the phone to cancel the request now. I've had this card for about 9 months with zero increases. Don't always pay in full but usually within 3 statements it's back to zero balance. Scores in the 650's. Not sure why they will not help with an increase. I recently got a $1000 amazon card, and authorized user on my father's $8000 Gorewards card. My limit on my Nrewards is still a low $500My account will be a year old in two weeks, and after the last AR I hit the button for the first time ever... got the 24 hour message as well.
I waited it out - it actually took two days - but I ended up with a $4.7k CLI making my new credit line an even $20k (which is what I wanted anyway). While it did take a HP I think it was worth it... it might be worth it as well for you!
Of course I understand if you want to withdraw the request to avoid the HP; I'm just pointing out that it's not always bad news.
UB,
just hit the button on my rewards and went from $5500 to $15,000 yeah! sp.. had TU and EQ locked down.
Do they allow increase on multi cards same time?
Huge congrats!
As far as I know, each card is considered separately, so a CLI on one shouldn't make a difference with a CLI on another (positive or negative). On manual review YMMV, of course.
Since I only have one card with them I'll defer to the others on here who have multiple NFCU cards for further data points.
I hit on my Go card and went from $14,000 to $15,000!! Hey $1000 bucs is a $1000 bucs.
thanks UB
Awesome! Those are some sweet, sweet CLIs!
@Anonymous wrote:
Awsome sauce! How long have you had it? Billy?
Go - Jan 16 - 2nd cli
CLOC - Jan 16
Rewards - Apr 16 - 1st cli