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Official NFCU CLI Guide

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credit_endurance
Valued Contributor

Re: Official NFCU CLI Guide

Well.... I got so anxious tonight wavering back and forth on rather to hit the button and finally searched google on NFCU 90 acccount with less than 3 statements to cut and well, came across the thread that has been here all along. Found a really encouring post by a member sayng they had tried after 90 days with only 2 statements to cut and was instantly approved. So that was the ammunition I needed to give it a whirl. Applied and was instanly bumped from my original starting limit of $4k to $17,500!. I am very impressed with NFCU being my first card and all. I hope this post will provide some encouragement to those waiting on 90 days of account creation while only having 3 statements to cut.

 

Some data points:

My GoRewards account is around 102 days old to be exact

Only 2 statements to cut thus far

My Last Baddie was removed from my EQ report right before the AR 11/1

EQ Fico score was around 670-680 last time I checked

Almost quadrupled my original starting CL

 

Will try for a second card very shortly Good luck to all trying for CL's Hang in there! Smiley Wink

Starting FICO08 Scores 2016 All in the mid 500’s
Current FICO08 Scores SEP 2023 (TU 834) (EQ 831 (EXP 831)

“The credit is no longer bruised, it has endured the test of time” (formally know as bruisedcredit)

Message 5721 of 5,746
Anonymous
Not applicable

Re: Official NFCU CLI Guide

Congrats bruisedcredit, that's great news!!

 

Smiley Happy

 

 

 

 

 

Chapter 7: Discharged November 2015
11/15 Fico 8: EQ-585, TU-550, EX- 551
07/16 Fico 8: EQ-703, TU-695, EX- 660
09/16 Post App Spree Fico 8: EQ-675, TU-675, EX-663
Cap One Platinum $2K>$4K, Cap One Quicksilver $3K, Discover $1,600, SPGVisa $4500, Red Roof Inn Siggy Visa $5K, Good Sam/Camping World Visa $1800, Overstock $7K, Lowe's $6K, NFCU Cash Rewards Visa $4600, NFCU CLOC $15K, PenFed Promise Visa $10,500, Evine $1K, CreditOne Visa $600|Total CL: $153K
Garden until September 2018 (I'll be in the pumpkin patch)!

Message 5722 of 5,746
Anonymous
Not applicable

Re: Official NFCU CLI Guide

Alright Bruised Credit!!! Congrats.
Message 5723 of 5,746
credit_endurance
Valued Contributor

Re: Official NFCU CLI Guide

Thanks Guys!  Early Christmas present from Navy Fed indeed 😉

Starting FICO08 Scores 2016 All in the mid 500’s
Current FICO08 Scores SEP 2023 (TU 834) (EQ 831 (EXP 831)

“The credit is no longer bruised, it has endured the test of time” (formally know as bruisedcredit)

Message 5724 of 5,746
Anonymous
Not applicable

Re: Official NFCU CLI Guide

Yeah I will try back after 90 days!
Message 5725 of 5,746
Anonymous
Not applicable

Re: Official NFCU CLI Guide

 
Message 5726 of 5,746
Anonymous
Not applicable

Re: Official NFCU CLI Guide

Lol man if I can get this bump up to 17k I will garden for 1 year! 😂😂😂
Message 5727 of 5,746
Aduke1122
Senior Contributor

Re: Official NFCU CLI Guide

Congrats Bruisedcredit that is amazing !!!
Message 5728 of 5,746
credit_endurance
Valued Contributor

Re: Official NFCU CLI Guide


@Aduke1122 wrote:
Congrats Bruisedcredit that is amazing !!!

Thanks Aduke! I am looking forward to you getting the good news from them regarding your request! 

Starting FICO08 Scores 2016 All in the mid 500’s
Current FICO08 Scores SEP 2023 (TU 834) (EQ 831 (EXP 831)

“The credit is no longer bruised, it has endured the test of time” (formally know as bruisedcredit)

Message 5729 of 5,746
Aduke1122
Senior Contributor

Re: Official NFCU CLI Guide

I sure hope so but it's not looking likely for me ,.will find out tomorrow either way !
Message 5730 of 5,746
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