Ok, its finally updated to all 3 CRA for my UTIL % to 4%

[SnowBowl]

Credit Utilization Ratio

4%

My Credit Card Debt

$1,800

Total Credit Limit

$43,530

^^^^^^^  see above..  about time! was mid 30's about 3 months ago.   anyways was wondering which card should I apply ? maybe PenFed ? or USAA ? NFCU ? I just want to open 1 more account then garden until my BK7 falls off which will be 2.5 years.  suggestions ?   Thanks.

Currently on BL: AMEX, BOA

Current CS 712 EQ from myfico , 727 TU , 736 EX

[Anonymous]

I don't have any of those cards, but I hear they are all really good. Why not try for all of the back to back?

[Anonymous]

If you are looking to open 1 out of the 3, NFCU trumps Penfed and USAA in my opinion.  Go with NFCU and open the account.  It will grow ith you.

[Anonymous]

Is there any way to join NFCU if you're not military?

[Anonymous]

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@Anonymous wrote:
Is there any way to join NFCU if you're not military?

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If you have an immediate family who has served in the U.S Armed Force, you may be eligible to join.

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:
Is there any way to join NFCU if you're not military?

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If you have an immediate family who has served in the U.S Armed Force, you may be eligible to join.

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Quick point: They have to be either currently serving, or retired drawing a military pension.

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

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@Anonymous wrote:
Is there any way to join NFCU if you're not military?

---

If you have an immediate family who has served in the U.S Armed Force, you may be eligible to join.

---

Quick point: They have to be either currently serving, or retired drawing a military pension.

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Yes, that also.

[Anonymous]

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@Anonymous wrote:

---

@Anonymous wrote:

---

@Anonymous wrote:
Is there any way to join NFCU if you're not military?

---

If you have an immediate family who has served in the U.S Armed Force, you may be eligible to join.

---

Quick point: They have to be either currently serving, or retired drawing a military pension.

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I was in the Marine Corps reserves from 81-87. I wouldn't be eligible since I am not drawing a military pension? Seems unfair, especially since the Navy signed my paychecks.

[trant3]

shoot for the penfed cards, try the Promise card if you want no fees or platinum rewards. If approved they will start you off with a juicy SL