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Old Navy Chances?

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Anonymous
Not applicable

Old Navy Chances?

hi all,

 

Want to apply for the old navy card as i am looking to buy some new clothes. My trans score is 612 nd i have about 13 inquiries. I recently applied and was approved for khols and macys. 

Message 1 of 9
8 REPLIES 8
Anonymous
Not applicable

Re: Old Navy Chances?

I haven't tried for Old Navy since my scores went up from that level, but I was never able to get it even at 640, but I did have one derog(still do!)

Message 2 of 9
Pway
Valued Contributor

Re: Old Navy Chances?

I would wait until your scores rise a little bit more. I was approved at a 640 with a 200 limit. Not much I can do with that without maxing out the card. YMMV, everyone profile is different. 

Thank you for the wealth of knowledge I have learned from these forums. I am logging off as of November 9, 2022. I wish everyone great success.
Message 3 of 9
CountryLivin
Valued Contributor

Re: Old Navy Chances?

Yep, I would wait! I got this card 2 months ago and received a SL of $300 with a Fico score of 652.

Message 4 of 9
Anonymous
Not applicable

Re: Old Navy Chances?

Old navy cli fast via luv button, don't worry about weak SL. I'm 1,250 from 200 in NOV.
Message 5 of 9
Anonymous
Not applicable

Re: Old Navy Chances?


@Anonymous wrote:

hi all,

 

Want to apply for the old navy card as i am looking to buy some new clothes. My trans score is 612 nd i have about 13 inquiries. I recently applied and was approved for khols and macys. 


I apped for the GAP card last week and was approved for $5K. Reason I went for the GAP card was I can use it at all GAP stores to include Old Navy, Banana Republic, Atheta, however I didnt see where I could use an Old Navy card at the GAP. I may have just not looked hard enough.

 

Scores in my signature.

Message 6 of 9
Anonymous
Not applicable

Re: Old Navy Chances?


@Anonymous wrote:

@Anonymous wrote:

hi all,

 

Want to apply for the old navy card as i am looking to buy some new clothes. My trans score is 612 nd i have about 13 inquiries. I recently applied and was approved for khols and macys. 


I apped for the GAP card last week and was approved for $5K. Reason I went for the GAP card was I can use it at all GAP stores to include Old Navy, Banana Republic, Atheta, however I didnt see where I could use an Old Navy card at the GAP. I may have just not looked hard enough.

 

Scores in my signature.


Old Navy can be used at GAP.

Message 7 of 9
Anonymous
Not applicable

Re: Old Navy Chances?


@Anonymous wrote:

@Anonymous wrote:

@Anonymous wrote:

hi all,

 

Want to apply for the old navy card as i am looking to buy some new clothes. My trans score is 612 nd i have about 13 inquiries. I recently applied and was approved for khols and macys. 


I apped for the GAP card last week and was approved for $5K. Reason I went for the GAP card was I can use it at all GAP stores to include Old Navy, Banana Republic, Atheta, however I didnt see where I could use an Old Navy card at the GAP. I may have just not looked hard enough.

 

Scores in my signature.


Old Navy can be used at GAP.


Thank you for that, good ot know

Message 8 of 9
RonM21
Valued Contributor

Re: Old Navy Chances?

I'd wait. There are some good examples in the replies that signal this even more. Probably not worth the HP when the risk is high of a denial.


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 9 of 9
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