I was preliminarily approved for a $1,800 credit line with Ollie's today... I completed the remainder of the application and was told that I could not be approved at this time. I called Sunbit (the creditor), there is no process to have the application reconsidered. I got an email that stated:
Thank you for applying for credit from TAB Bank* through Sunbit.
After carefully reviewing your application, we are sorry to advise you that, at this time, TAB Bank cannot approve your application for credit. If you would like a statement of specific reasons why your application was denied by TAB Bank, please contact us using the information shown below within 60 days of the date of this letter. We will provide you with the statement of reasons within 30 days after receiving your request.
I am just wondering if anyone else has run into this issue with Ollie's?
I was mostly interested in it because it was a Visa card, however; after reading some of the horror stories from TAB Bank, I think I am considering myself lucky at this point.
@jdmull wrote:
I was mostly interested in it because it was a Visa card, however; after reading some of the horror stories from TAB Bank, I think I am considering myself lucky at this point.
You may have dodged a bullet... I'm still unable to pif before statement reports even after adding both, bank account and debit card. You can see my last update here: https://ficoforums.myfico.com/t5/Credit-Cards/Ollie-s-Visa-retail-chain-by-Sunbit-fintech/m-p/683989...
Im hoping after it reports, the payment link will work so I don't have to wait for their mandatory auto-pay system to kick in.
I don't like not being able to pif early when I want to.
Wow, that's odd. I am really happy I didn't end up getting it then.