One Final CC before gardening

Anonymous · ‎11-04-2014

Listed below are the cards in my wallet. I am tempted to get one final *Cashback CC with no AF*, before I get into garden. I have had 5 inquiries for the year and all the cards have been approved. See the list of 2014 cards below. Which would you recommend for 1 last CC? Or would you recommend to move to garden right away?

- Discover IT (2014)
- Chase Freedom (2014)
- Chase Amazon (2014)
- CapOne QS (Regular) (2014)
- CapOne QS (Platinum Upgrade)
- Wells Fargo Platinum
- Citi Diamond
- Citi ThankYou
- Target (2014)
- Macy's
- Kohls

Anonymous · ‎11-04-2014

You might be able to p/c your Citi DP to the Citi DC without an HP. Several of us on this website have p/cd other Citi cards to the Citi DC and no HP.

CreditMagic7 · ‎11-04-2014

@Anonymous wrote:
You might be able to p/c your Citi DP to the Citi DC without an HP. Several of us on this website have p/cd other Citi cards to the Citi DC and no HP.

+1

Themanwhocan · ‎11-04-2014

@Anonymous wrote:
Listed below are the cards in my wallet. I am tempted to get one final *Cashback CC with no AF*, before I get into garden. I have had 5 inquiries for the year and all the cards have been approved. See the list of 2014 cards below. Which would you recommend for 1 last CC? Or would you recommend to move to garden right away?
- Discover IT (2014)
- Chase Freedom (2014)
- Chase Amazon (2014)
- CapOne QS (Regular) (2014)
- CapOne QS (Platinum Upgrade)
- Wells Fargo Platinum
- Citi Diamond
- Citi ThankYou
- Target (2014)
- Macy's
- Kohls

Grab a Bank of America Better Balance Rewards. Set it up with one small monthly bill, and collect $25 every 3 months.

When you come out of the garden, pick up another Better Balance Rewards. Someone on myFico has 4 of those cards...

TU-8: 804 EX-8: 805 EQ-8: 788 EX-98: 767 EQ-04: 752
TU-9 Bankcard: 837 EQ-9: 823 EX-9 Bankcard: 837
Total $443,800

Anonymous · ‎11-05-2014

@Themanwhocan wrote:
@Anonymous wrote:
Listed below are the cards in my wallet. I am tempted to get one final *Cashback CC with no AF*, before I get into garden. I have had 5 inquiries for the year and all the cards have been approved. See the list of 2014 cards below. Which would you recommend for 1 last CC? Or would you recommend to move to garden right away?
- Discover IT (2014)
- Chase Freedom (2014)
- Chase Amazon (2014)
- CapOne QS (Regular) (2014)
- CapOne QS (Platinum Upgrade)
- Wells Fargo Platinum
- Citi Diamond
- Citi ThankYou
- Target (2014)
- Macy's
- Kohls
Grab a Bank of America Better Balance Rewards. Set it up with one small monthly bill, and collect $25 every 3 months.

When you come out of the garden, pick up another Better Balance Rewards. Someone on myFico has 4 of those cards...

Pretty much this x 1,000.

How the heck did someone get 4 of those puppies? It'd be an awesome way to cancel out a high AF on other card(s)