Overstock... Account Protection... Shoot me!

[B335is]

Ugh I have the application screen up. I need a new shaver and want that 10%

[CreditMagic7]

I only ever have called them and it was on the puny 1500 Good Sams Visa. I closed it 2 days after approval from the automated line then called in to them to verify that it was indeed closed out. They were so nice and even thanked me for being such a good Good Sams customer

[Anonymous]

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@CreditMagic7 wrote:

I only ever have called them and it was on the puny 1500 Good Sams Visa. I closed it 2 days after approval from the automated line then called in to them to verify that it was indeed closed out. They were so nice and even thanked me for being such a good Good Sams customer

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Proud of you.

[CreditMagic7]

But i never even activated the card

How can they thank you for being with Good Sams without a single charge?

[Anonymous]

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@Anonymous wrote:
If you really despise Comenity, WHY do you subject yourself to having them torture you with all your Apps??? Are you into S&M???

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Good one balboa!!!

[pizza1]

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@CreditMagic7 wrote:

But i never even activated the card

How can they thank you for being with Good Sams without a single charge?

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Becasue they are reading script.

[pizza1]

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@Creditaddict wrote:

Received Account Protection letter and failed the security question: How many months is your auto loan? I said which one?! He asked me the same question again... so I provided the term of the original one and I should have said NONE OF THE ABOVE.

The application has been denied and I'm told I have to re-apply in 30 days.

I said 2 minutes later I was approved through the same department for a Z-Gallerie Card for $5k, why can't you use that verification, or the verification of my other 20+ comenity accounts!

"We are just the bank for the client, each client has different requirements to approve for their credit card"
I said "I know each has different requirements but only the bank verifies the identity of someone not your client because the bank is the one lending the money"

"There is nothing we can do!"

I love them if I never have to call them... when I have to call them it makes me a bit....

I called the new accounts line instead of account protection and she called over and said she explained to them but nothing either could do... I asked to speak to Executive office and she told me she did not have the number and could not transfer me...

I told her that is the problem with this bank... YOU WORK THERE and you don't have the number... Would you like it for your reference because I have it!?

"I'm Sorry but."

No, that's fine, I'll call directly myself... click

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OOOMMMGGG!!

Im completely exhausted right now FOR YOU! SOOO frustrating!!  They like to throw in trick questions, let me explain..

My Car loan with Navy is originally 49 months, but it reports to the CRA as 48 mo. So, KNOWING THIS...and KNOWING this is one of their questions like to throw at me, I always say 48, and always get approved.  

This was a total SHOE IN APPROVAL if answered correctly, Im soooo sorry CA!! UGH;(

[NRB525]

i'm never getting a car loan.

[B335is]

That's a broad statement.

[lg8302ch]

ahhh.....these security questions !   I failed DCU membership because I had no clue how old the building is I live in (and I rent only) ...took none of the above because I had not the slightest clue....well that was wrong...lol... gave up on them and asked them to remove the HP and I would forget it.  DCU was nice and recoded the pull as SP.  That was nice.  But honestly who in the world knows the age of the building you rent your apartment ?? I doubt the owner would have been able to answer ..  I find these security questions getting really terrible.  Another of these questions is the phone number from 10+ years ago... who knows that?  I am better in playing lottery games