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Overstock.com MasterCard because of 12njoy

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Creditaddict
Legendary Contributor

Overstock.com MasterCard because of 12njoy

Thank you for applying!

Your OverstockTM Club O® Rewards MasterCard® Application has been submitted. You should receive written status of your application within 2-4 weeks.

Message 1 of 96
95 REPLIES 95
12njoy
Super Contributor

Re: Overstock.com MasterCard because of 12njoy


@Creditaddict wrote:
Thank you for applying!

Your OverstockTM Club O® Rewards MasterCard® Application has been submitted. You should receive written status of your application within 2-4 weeks.


Sure blame it on me CASmiley LOL.  I'm pulling for you

(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 2 of 96
12njoy
Super Contributor

Re: Overstock.com MasterCard because of 12njoy

Did you get that message

 

Thank You

for applying for the Overstock.com© Credit Card and being an Overstock.com customer.

Please be aware that your new card and all further Overstock.com credit card communications may be branded with Overstock.com and/or First Bankcard.

(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 3 of 96
Creditaddict
Legendary Contributor

Re: Overstock.com MasterCard because of 12njoy


@12njoy wrote:

Did you get that message

 

Thank You

for applying for the Overstock.com© Credit Card and being an Overstock.com customer.

Please be aware that your new card and all further Overstock.com credit card communications may be branded with Overstock.com and/or First Bankcard.


nope just the one I posted above.

Message 4 of 96
12njoy
Super Contributor

Re: Overstock.com MasterCard because of 12njoy

Apparently their system does approve applications and then routes them for manual review.  Mine must have been approved by the system and "routed" for manual review according to the UW who called me.

(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 5 of 96
Creditaddict
Legendary Contributor

Re: Overstock.com MasterCard because of 12njoy


@12njoy wrote:

Apparently their system does approve applications and then routes them for manual review.  Mine must have been approved by the system and "routed" for manual review according to the UW who called me.


well if they bother to call me, I will offer to take a fully secured card!

I don't understand why they care about INQ's so much, ESPECIALLY FOR SECURED!

Message 6 of 96
someg33k
Established Contributor

Re: Overstock.com MasterCard because of 12njoy

Good luck. 

 

I have read numerous times that FNBO can be pretty tough on inquiries and new accounts. That's a card I want as well so I'll be interested in seeing how this turns out for you. FNBO approved me 4 months ago for a VISA and I'm afraid to app for anymore of their cards for a while. Even though they keep sending me invitations to apply...

Message 7 of 96
Creditaddict
Legendary Contributor

Re: Overstock.com MasterCard because of 12njoy


@someg33k wrote:

Good luck. 

 

I have read numerous times that FNBO can be pretty tough on inquiries and new accounts. That's a card I want as well so I'll be interested in seeing how this turns out for you. FNBO approved me 4 months ago for a VISA and I'm afraid to app for anymore of their cards for a while. Even though they keep sending me invitations to apply...


I have heard that their offers are like solid gold!

Message 8 of 96
12njoy
Super Contributor

Re: Overstock.com MasterCard because of 12njoy


@Creditaddict wrote:

@12njoy wrote:

Apparently their system does approve applications and then routes them for manual review.  Mine must have been approved by the system and "routed" for manual review according to the UW who called me.


well if they bother to call me, I will offer to take a fully secured card!

I don't understand why they care about INQ's so much, ESPECIALLY FOR SECURED!


Apparently once you're in they are good to you.  Of course I'm nowhere near the limits I would like but with the SP cli's I'll take it.  This overstock.com should be a pretty sweet card with up tio 8% rewards.

(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 9 of 96
12njoy
Super Contributor

Re: Overstock.com MasterCard because of 12njoy


@someg33k wrote:

Good luck. 

 

I have read numerous times that FNBO can be pretty tough on inquiries and new accounts. That's a card I want as well so I'll be interested in seeing how this turns out for you. FNBO approved me 4 months ago for a VISA and I'm afraid to app for anymore of their cards for a while. Even though they keep sending me invitations to apply...


I'ts got to be from another source other than EX IMO.  I have 40+ new accounts and like 34 or 36 inquiries on EX at time of this application.  There's no ryme or reason.  I'm not complaining but geez.

(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 10 of 96
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