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Overstock.com MasterCard because of 12njoy

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woodyman100
Valued Contributor

Re: Overstock.com MasterCard because of 12njoy

I received an offer from FNBO for an Amex in 2013 and received my denial a month later.
I had tried for a Ram MC last year and was denied.
Sigh....went for the Sun country Air card a couple of days ago after 12njoy's post.
I don't have 12njoys golden app fingers but I'm not giving up hope😆
NFCU-ICCU-EECU-PSECU-DoverFCU-Keystone FCU-HarvardFCU-DCUFCU-Union Square FCU-Signature FCU-AODFCU-RedstoneFCU-RRCU-UFCU-USAllianceFCU-ANB-CapitalOne-Regions-Goldman Sachs (Apple)-Barclay-G Bank-Evolve-Fifth Third-Gemini-Huntington-Imprint-USBank-Pinnacle-Cardless-John Deere-Discover-BofA-BofA Biz-Chase-Chase Biz-Amex-Amex Biz-Wells Fargo-Commerce-FNBO-Citi-Citi Biz-Synchrony-Synchrony Biz-Target TD-Third Coast Bank-Trevipay-Truist-USAA-Amegy-Amegy Biz-Citizens Biz-Comenity-Comenity Biz-Bread (Comenity)-DSNB-Webbank-Bill-
Message 11 of 96
12njoy
Super Contributor

Re: Overstock.com MasterCard because of 12njoy


@woodyman100 wrote:
I received an offer from FNBO for an Amex in 2013 and received my denial a month later.
I had tried for a Ram MC last year and was denied.
Sigh....went for the Sun country Air card a couple of days ago after 12njoy's post.
I don't have 12njoys golden app fingers but I'm not giving up hope😆

Good luck woodyman.  I wish I had golden app fingers.  There's a few out there that I can't touch

(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 12 of 96
woodyman100
Valued Contributor

Re: Overstock.com MasterCard because of 12njoy

I will NEVER get an Amex revolver, BofA , US bank or FNBO unless I garden.
Gardening is harder than quitting smoking😆
NFCU-ICCU-EECU-PSECU-DoverFCU-Keystone FCU-HarvardFCU-DCUFCU-Union Square FCU-Signature FCU-AODFCU-RedstoneFCU-RRCU-UFCU-USAllianceFCU-ANB-CapitalOne-Regions-Goldman Sachs (Apple)-Barclay-G Bank-Evolve-Fifth Third-Gemini-Huntington-Imprint-USBank-Pinnacle-Cardless-John Deere-Discover-BofA-BofA Biz-Chase-Chase Biz-Amex-Amex Biz-Wells Fargo-Commerce-FNBO-Citi-Citi Biz-Synchrony-Synchrony Biz-Target TD-Third Coast Bank-Trevipay-Truist-USAA-Amegy-Amegy Biz-Citizens Biz-Comenity-Comenity Biz-Bread (Comenity)-DSNB-Webbank-Bill-
Message 13 of 96
Anonymous
Not applicable

Re: Overstock.com MasterCard because of 12njoy


@Creditaddict wrote:

@someg33k wrote:

Good luck. 

 

I have read numerous times that FNBO can be pretty tough on inquiries and new accounts. That's a card I want as well so I'll be interested in seeing how this turns out for you. FNBO approved me 4 months ago for a VISA and I'm afraid to app for anymore of their cards for a while. Even though they keep sending me invitations to apply...


I have heard that their offers are like solid gold!


Really? I got  their  pre approval in the mail a month ago and tossed it, oh well.

Message 14 of 96
ddemari
Super Contributor

Re: Overstock.com MasterCard because of 12njoy

I would definitely take them up on their Amex with the low apr if ever solicited me lol.
Message 15 of 96
12njoy
Super Contributor

Re: Overstock.com MasterCard because of 12njoy


@woodyman100 wrote:
I will NEVER get an Amex revolver, BofA , US bank or FNBO unless I garden.
Gardening is harder than quitting smoking😆

Who you telling.  I just keep going for no reason.  That US Bank doesn't like me.  I cant even get that Contour card to come up anymore.  LOL.  I've let a balance report on my Cash+ these last few months to see what they do.  I bet not a thing

(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 16 of 96
ddemari
Super Contributor

Re: Overstock.com MasterCard because of 12njoy

I'll never get us bank, I've accepted that lol.
Message 17 of 96
12njoy
Super Contributor

Re: Overstock.com MasterCard because of 12njoy


@ddemari wrote:
I'll never get us bank, I've accepted that lol.

like me and Comenity/PNC

(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 18 of 96
ddemari
Super Contributor

Re: Overstock.com MasterCard because of 12njoy

Comenity one day will like u. Before j crew last year I thought comenity would never let me in. It took an additional year
For them to open up their visa's to me. As soon as my bankruptcy feel off last year, comenity finally started to open their doors to me. Pnc and us bank would take 3 years of gardening to let me in, maybe then even who knows lol.
Message 19 of 96
B335is
Moderator Emeritus

Re: Overstock.com MasterCard because of 12njoy

Goodluck CA!
Message 20 of 96
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