@ddemari wrote:
Comenity one day will like u. Before j crew last year I thought comenity would never let me in. It took an additional year
For them to open up their visa's to me. As soon as my bankruptcy feel off last year, comenity finally started to open their doors to me. Pnc and us bank would take 3 years of gardening to let me in, maybe then even who knows lol.
I must have burned them in my 1993 BK. Maybe a company they took over I have no idea. It just wasnt meant to be I guess.
(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
@12njoy wrote:
@ddemari wrote:
Comenity one day will like u. Before j crew last year I thought comenity would never let me in. It took an additional year
For them to open up their visa's to me. As soon as my bankruptcy feel off last year, comenity finally started to open their doors to me. Pnc and us bank would take 3 years of gardening to let me in, maybe then even who knows lol.I must have burned them in my 1993 BK. Maybe a company they took over I have no idea. It just wasnt meant to be I guess.
see thats just CRAY CRAY!!! LOL... I was back in with them 4 months post BK7 DC, and now look where I am...12 open CC just with them...All of the same ones I had that were IIB, and MORE! Not too mention at least 5 others Ive closed over the last 2 yrs too. Weird how some people they let right back in and go gang busters, and others.....NOTHING! I will say though Ive had to HP for each CC, they wont let me have the pop ups, LOL..Thats my punishment, ha! One day though, i WILL have a Visa with them!!! 
@pizza1 wrote:
@12njoy wrote:
@ddemari wrote:
Comenity one day will like u. Before j crew last year I thought comenity would never let me in. It took an additional year
For them to open up their visa's to me. As soon as my bankruptcy feel off last year, comenity finally started to open their doors to me. Pnc and us bank would take 3 years of gardening to let me in, maybe then even who knows lol.I must have burned them in my 1993 BK. Maybe a company they took over I have no idea. It just wasnt meant to be I guess.
see thats just CRAY CRAY!!! LOL... I was back in with them 4 months post BK7 DC, and now look where I am...12 open CC just with them...All of the same ones I had that were IIB, and MORE! Not too mention at least 5 others Ive closed over the last 2 yrs too. Weird how some people they let right back in and go gang busters, and others.....NOTHING! I will say though Ive had to HP for each CC, they wont let me have the pop ups, LOL..Thats my punishment, ha! One day though, i WILL have a Visa with them!!!
You're doing good with them Pizza. I've never tried for a store only card with them so I don't know if that would get me in with them or not. I guess I'll never know since I won't be trying for a Comenity store card anytime soon. 
@12njoy wrote:
@pizza1 wrote:
@12njoy wrote:
@ddemari wrote:
Comenity one day will like u. Before j crew last year I thought comenity would never let me in. It took an additional year
For them to open up their visa's to me. As soon as my bankruptcy feel off last year, comenity finally started to open their doors to me. Pnc and us bank would take 3 years of gardening to let me in, maybe then even who knows lol.I must have burned them in my 1993 BK. Maybe a company they took over I have no idea. It just wasnt meant to be I guess.
see thats just CRAY CRAY!!! LOL... I was back in with them 4 months post BK7 DC, and now look where I am...12 open CC just with them...All of the same ones I had that were IIB, and MORE! Not too mention at least 5 others Ive closed over the last 2 yrs too. Weird how some people they let right back in and go gang busters, and others.....NOTHING! I will say though Ive had to HP for each CC, they wont let me have the pop ups, LOL..Thats my punishment, ha! One day though, i WILL have a Visa with them!!!
You're doing good with them Pizza. I've never tried for a store only card with them so I don't know if that would get me in with them or not. I guess I'll never know since I won't be trying for a Comenity store card anytime soon.
LOL..I can only qualify for their store cards at this time...BUT!!! my EX score is slowing creeping up to the 690 range which could get me a small approval in the next couple of years...
My EQ hasnt budged on score in like 3 months. Hoping in 2 yrs that EQ will be at least to 680! lord!
@pizza1 wrote:
oh on a side note...last year I applied for the OS.com MC, of course denied for the usual, but like a few days later, I got an email for a pre approval for the secured card, and I was like...WTH? NO! I don't need a secured card, I have other unsecured majors, so I deleted it.!! LOL...
Should I have taken it now?? It did say it does unsecure...oh well
Should have taken it. I was searching my emails and found this from November 2014. I totally bypassed this. I would not have taken it no way. This is an FNBO secured card
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@pizza1 wrote:
@12njoy wrote:
@pizza1 wrote:
@12njoy wrote:
@ddemari wrote:
Comenity one day will like u. Before j crew last year I thought comenity would never let me in. It took an additional year
For them to open up their visa's to me. As soon as my bankruptcy feel off last year, comenity finally started to open their doors to me. Pnc and us bank would take 3 years of gardening to let me in, maybe then even who knows lol.I must have burned them in my 1993 BK. Maybe a company they took over I have no idea. It just wasnt meant to be I guess.
see thats just CRAY CRAY!!! LOL... I was back in with them 4 months post BK7 DC, and now look where I am...12 open CC just with them...All of the same ones I had that were IIB, and MORE! Not too mention at least 5 others Ive closed over the last 2 yrs too. Weird how some people they let right back in and go gang busters, and others.....NOTHING! I will say though Ive had to HP for each CC, they wont let me have the pop ups, LOL..Thats my punishment, ha! One day though, i WILL have a Visa with them!!!
You're doing good with them Pizza. I've never tried for a store only card with them so I don't know if that would get me in with them or not. I guess I'll never know since I won't be trying for a Comenity store card anytime soon.
LOL..I can only qualify for their store cards at this time...BUT!!! my EX score is slowing creeping up to the 690 range which could get me a small approval in the next couple of years...
It won't take years
@12njoy wrote:
@pizza1 wrote:
oh on a side note...last year I applied for the OS.com MC, of course denied for the usual, but like a few days later, I got an email for a pre approval for the secured card, and I was like...WTH? NO! I don't need a secured card, I have other unsecured majors, so I deleted it.!! LOL...
Should I have taken it now?? It did say it does unsecure...oh wellShould have taken it. I was searching my emails and found this from November 2014. I totally bypassed this. I would not have taken it no way. This is an FNBO secured card
For Your Security
12njoy
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well hopefully in a few years after the inquires fade off, and new accts reach 2 yrso, just maybe Ill be able to qualify for the MC with a low sl...who knows!
CA....Im rooting for you!!! I hope you get it!! They probably need to verify you, like always, so call in!!
CA, they are very friendly. I would give them a call on Wednesday. When I called this morning to check, they told me they usually know a decision within 3 business days and to call back on Wednesday. A few hours later UW called me. I was surprised.
