Overstock.com MasterCard because of 12njoy

[Creditaddict]

Speedy use to be a chase card and if you have speedway gas, it use to be the smartest move!!!

[ddemari]

Speedway Gas is always the best deal in my area! 

[12njoy]

Back last year I had never heard of FNBO, I must have applied for one of their affiliate cards.

[ddemari]

last year I opened up a FNBO direct online share or savings account with a small opening deposit, hasn't done me anything to get on their radar.

[12njoy]

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@ddemari wrote:

last year I opened up a FNBO direct online share or savings account with a small opening deposit, hasn't done me anything to get on their radar.

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someone posted about getting a credit card from FNBO Direct. I don't qualify for any of the straight FNBO cards due to location

[ddemari]

I applied for it for a while back, declined. went pending though like it had some hope at first. 

[12njoy]

There's just no ryme or reason with these algorthyms

[ddemari]

i need to let 6 months of inquiries fade before I start to get hope in the FNBOs and Pnc banks out there lol 

[12njoy]

I don't think I can do the PNC app again.  It peeves me off with their denials.  Two were instant and one came in a few days, as if there was hope

[ddemari]

the last time i apped it looked promising but 1 hour later a decesion has been reached