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Overstock.com MasterCard because of 12njoy

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12njoy
Super Contributor

Re: Overstock.com MasterCard because of 12njoy

I'm all to familiar with that emailSmiley Mad

(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 41 of 96
ddemari
Super Contributor

Re: Overstock.com MasterCard because of 12njoy

i guess at least they were straight forward and didnt make me log in using the capitalone method to see a decline letter that usually wouldnt even let me log in to see it lol 

Message 42 of 96
12njoy
Super Contributor

Re: Overstock.com MasterCard because of 12njoy

They had me going:

 

 

 
 
 Contact Us
 
 
12njoy,
 
Your application for a PNC points® Visa® credit card is under review and you will receive a decision via email within 1-2 business days.
 
Thank you for choosing PNC Bank.
 
PNC points is a registered mark of The PNC Financial Services Group, Inc.
Visa is a registered trademark of Visa International Service Association and used under license.
 
Note: Replies to this message are not monitored or answered.
 
 
 
(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 43 of 96
12njoy
Super Contributor

Re: Overstock.com MasterCard because of 12njoy

Playing with my emotionsSmiley Frustrated

(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 44 of 96
ddemari
Super Contributor

Re: Overstock.com MasterCard because of 12njoy

yep within 2 minutes of getting that email, they sent the decline email. 

Message 45 of 96
12njoy
Super Contributor

Re: Overstock.com MasterCard because of 12njoy


@ddemari wrote:

yep within 2 minutes of getting that email, they sent the decline email. 


Right

(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 46 of 96
Creditaddict
Legendary Contributor

Re: Overstock.com MasterCard because of 12njoy

Just received in e-mail:

 

Thank you for applying for our Credit Card. Your application has been received, and generally the review time is around 10 to 14 days. We will contact you if there is any additional information that we need in order to make a decision on your application.

 

With link to check status (Pending)

Message 47 of 96
12njoy
Super Contributor

Re: Overstock.com MasterCard because of 12njoy

That's typical message
(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 48 of 96
CreditMagic7
Mega Contributor

Re: Overstock.com MasterCard because of 12njoy

PNC shot me down right in the middle of a flawless app-a-rama last month. Never seen a denied come back so fast. The reason they said was i wasn't within their service coverage. Fair enough i suppose but they still HP my EX and they are NOT that far away. Only roughly 100 miles.

 

I pulled out all of the stops last month and went on a complete tear and everything approved so i have to cool the jets until the dust settles which should be in a couple more weeks.

 

And man, really need FNBO to come thru for you CA.

 

I only tried them that one time but they seemed like tightwad city when i was turned back for the Overstock MC last year so it would be nice to learn that they've loosened up a bit finally.

 

 

Message 49 of 96
12njoy
Super Contributor

Re: Overstock.com MasterCard because of 12njoy

I'm rooting for CA
(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 50 of 96
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