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Overstock.com MasterCard because of 12njoy

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CountryLivin
Valued Contributor

Re: Overstock.com MasterCard because of 12njoy

I got approved for the Overstock Mastercard from FNBO about 4 months ago. My score was 635 and I had 27 inquiries. They pulled EX. I did the online app from the Overstock.com page and it instantly approved me for $1200. I already had the store card from Comenity, so since they are different banks, I doubt that had anything to do with it.

Message 91 of 96
12njoy
Super Contributor

Re: Overstock.com MasterCard because of 12njoy


@CountryLivin wrote:

I got approved for the Overstock Mastercard from FNBO about 4 months ago. My score was 635 and I had 27 inquiries. They pulled EX. I did the online app from the Overstock.com page and it instantly approved me for $1200. I already had the store card from Comenity, so since they are different banks, I doubt that had anything to do with it.


Congrats.  Call and ask if there's a SP CLI offer available on your account.

(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 92 of 96
Anonymous
Not applicable

Re: Overstock.com MasterCard because of 12njoy

Creditaddict wrote:
Thank you for applying!
Your OverstockTM Club O® Rewards MasterCard® Application has been submitted. You should receive written status of your application within 2-4 weeks.
Sure blame it on me CASmiley LOL. I'm pulling for you
-----------------------
12njoy 12njoy Super Contributor
Oct 19
Did you get that message

Thank You
for applying for the Overstock.com© Credit Card and being an Overstock.com customer.
Please be aware that your new card and all further Overstock.com credit card communications may be branded with Overstock.com and/or First Bankcard
-----------------

I got both messages above. Is that a positive thing, bad thing, or unknown?
Message 93 of 96
Creditaddict
Legendary Contributor

Re: Overstock.com MasterCard because of 12njoy

All you can do is continue to check the status of application online or call them on Monday to see if they have any security questions If t still shows pending by then.
Message 94 of 96
12njoy
Super Contributor

Re: Overstock.com MasterCard because of 12njoy


@Anonymous wrote:
@Creditaddict wrote:
Thank you for applying!
Your OverstockTM Club O® Rewards MasterCard® Application has been submitted. You should receive written status of your application within 2-4 weeks.
Sure blame it on me CASmiley LOL. I'm pulling for you
-----------------------
12njoy 12njoy Super Contributor
Oct 19
Did you get that message

Thank You
for applying for the Overstock.com© Credit Card and being an Overstock.com customer.
Please be aware that your new card and all further Overstock.com credit card communications may be branded with Overstock.com and/or First Bankcard
-----------------

I got both messages above. Is that a positive thing, bad thing, or unknown?

I got both messages, but as CA said, you'll just have to keep checking the website and/or call them.  I don't think there's any judgment one way or the other with these messages.

(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 95 of 96
Anonymous
Not applicable

Re: Overstock.com MasterCard because of 12njoy

Thanks for replying. When I go to status website my application cannot be found, but I'll give it some time and check
Message 96 of 96
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