I PC'ed my unsecured Cap One Platinum ($3,000 CL) to a Quicksilver this morning, so now I'm trying to figure out whether/when I should apply for a CLI before the Credit Steps auto-CLI takes effect after the 5th statement cuts. That would be August; I got the Platinum in February and my first statement cut in April, third statement cut a few days ago. I attempted a CLI on the Platinum last month but it didn't succeed; I have read, though, that CLI requests on QS tend to be more successful than Platinum (stipulating that Cap One has been acting odd lately with respect to CLI's and such). I figure I have two opportunities this month and next to try a CLI before Credit Steps, so should I do it?
UPDATE 6/13: I didn't get any answers, so after reading a couple of other threads on the matter I decided to go ahead and try. Struck out again, unfortunately, got the same 2-3 day message (which means denial) that I did last month. I guess I'll just have to give it another shot later.
