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PIER ONE CC APPROVAL QUESTION

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Anonymous
Not applicable

PIER ONE CC APPROVAL QUESTION

IS A 7-10  message bad or good .........was not a striaght denail

Message 1 of 11
10 REPLIES 10
Ron1
Super Contributor

Re: PIER ONE CC APPROVAL QUESTION

It might be good. Soemtimes, they might send you a letter to call them to verify your ID. You can call the verification number in the backdoor section to call them if they want to verify your ID. They sent me a letter to ask me to call them. It is a good card to have. I used it a lot.

 

 

Comenity Account Protection:  1-866-668-5450 (Verification of identity) ~Ron1

 

Good luck!!!!

 

 

Ron.

Message 2 of 11
Anonymous
Not applicable

Re: PIER ONE CC APPROVAL QUESTION

thank u so much ..is this what you did when you got the message 

Message 3 of 11
Ron1
Super Contributor

Re: PIER ONE CC APPROVAL QUESTION


@Anonymous wrote:

thank u so much ..is this what you did when you got the message 


You're welcome. Yes, I called thm on this number. I think you can call them to check to see if they need to verify your ID. So you don't have to wait for the letter.

 

 

Ron.

Message 4 of 11
CreditMagic7
Mega Contributor

Re: PIER ONE CC APPROVAL QUESTION

Best of luck for a good outcome Smiley Happy

Message 5 of 11
ddemari
Super Contributor

Re: PIER ONE CC APPROVAL QUESTION

I applied for Pier 1 mid 2014 with a bankruptcy on my Experian report and recieved that same message. I did get a letter in the mail but I was stupid and didnt follow through and call them in for verification. 

 

I applied last month, after I hit submit it brought me to a screen that asked idenity questions. I answered them and then it went to approval screen. They pull Experian.

 

With Comenity, my only luck has been instant approval or 7 to 10 day message resulting in that letter and then I call them and they say they that I will receieve a letter in the mail and when the letter comes with the denial; reason - unable to verify idenity.

 

So weird. Sorry for the rant but its a 50/50. 

Message 6 of 11
Anonymous
Not applicable

Re: PIER ONE CC APPROVAL QUESTION

so it wil be a denail ...or do i need to call before the lettere comes?  so it want be a denail

Message 7 of 11
lindel
Frequent Contributor

Re: PIER ONE CC APPROVAL QUESTION

You have to have the letter. It's a code in the letter below the date that you need to have. I got the 7-10 day response. Received the letter that was for verification, asked 3 questions and was approved
Fico Scores :03/12/2015 Equifax 565, Transunion 585, Experian 563
Current Fico Scores 12/15/2015 EQ 612, TU 645, EX 655
Kay Jewelers 4000/Barclays MC 1300/ Firestone1200/ Cap1 Quicksilver 2300/ NFCU nrewards secured 600/ Macys 600/ Walmart 3500/ Amazon 3500/ Cap 1 Journey 1050/ Kohls 300/ Banana Republic 3500/ Texaco 890/ BP 2000/ Jcrew 250/ Victoria Secrets 250/ Eddie Bauer 250/ Marisota 500/ SimplyBe 500/ Discount Tires 500/ Care Credit 1000/ American Eagle 150/ QVC 2000
Message 8 of 11
ddemari
Super Contributor

Re: PIER ONE CC APPROVAL QUESTION

its probably 99.9% sure verification if your EX is above low 650's

Message 9 of 11
Anonymous
Not applicable

Re: PIER ONE CC APPROVAL QUESTION

I have always told them I have a fraud alert (which was true) and they verified me for all my cards the same phone call. Never had to wait on a letter nor did they come when I got the 7-10 days message.
Message 10 of 11
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